ERISA

E34500

ERISA is a U.S. federal law that sets minimum standards and protections for most voluntarily established retirement and health benefit plans in private industry.

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Statements (59)

Predicate Object
instanceOf United States federal law
employee benefits law
administeredBy Employee Benefits Security Administration
Internal Revenue Service
Pension Benefit Guaranty Corporation
United States Department of Labor
surface form: U.S. Department of Labor
amendedBy Affordable Care Act
Consolidated Omnibus Budget Reconciliation Act of 1985
surface form: Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

Health Insurance Portability and Accountability Act
surface form: Health Insurance Portability and Accountability Act of 1996 (HIPAA)

Pension Protection Act of 2006
appliesTo employer-sponsored health benefit plans
employer-sponsored retirement plans
private-sector employee benefit plans
codifiedIn United States Code Title 29
surface form: Title 29 of the United States Code
containsTitle ERISA self-linksurface differs
surface form: Title I – Protection of Employee Benefit Rights

Title II – Amendments to the Internal Revenue Code
Title III – Jurisdiction, Administration, and Enforcement
Title IV – Plan Termination Insurance
country United States of America
surface form: United States
creates civil enforcement mechanisms for plan participants
preemption of many state laws relating to employee benefit plans
doesNotApplyTo church plans (with certain exceptions)
governmental plans
plans maintained outside the United States primarily for nonresident aliens
plans maintained solely to comply with disability insurance laws
plans maintained solely to comply with unemployment compensation laws
plans maintained solely to comply with workers’ compensation laws
effectiveDate 1974
enactedBy United States Congress
establishes Pension Benefit Guaranty Corporation
claims and appeals procedures for benefit plans
fiduciary standards for plan managers
funding standards for pension plans
participation standards
reporting and disclosure requirements
vesting standards
fullName Employee Retirement Income Security Act of 1974
governs form 5500 annual reporting for many plans
summary plan descriptions
jurisdiction federal
keyConcept exclusive benefit rule
fiduciary duty of loyalty
fiduciary duty of prudence
preemption of state laws relating to employee benefit plans
primaryCitation 29 U.S.C. § 1001 et seq.
protects beneficiaries of employee benefit plans
participants in private-sector employee benefit plans
provides private right of action for plan participants and beneficiaries
publicLawNumber Public Law 93-406
purpose to protect participants in employee benefit plans and their beneficiaries
to set minimum standards for most voluntarily established retirement and health plans in private industry
regulates defined benefit pension plans
defined contribution pension plans
health benefit plans
pension plans
welfare benefit plans
signedBy Gerald Ford
title Employee Retirement Income Security Act of 1974
yearEnacted 1974

Referenced by (3)

Full triples — surface form annotated when it differs from this entity's canonical label.

ERISA containsTitle ERISA self-linksurface differs
this entity surface form: Title I – Protection of Employee Benefit Rights