Financial Services Act 2012

E96660

The Financial Services Act 2012 is a UK law that overhauled financial regulation after the 2008 crisis, creating new supervisory bodies and strengthening oversight of the financial system.


Statements (48)
Predicate Object
instanceOf Act of Parliament of the United Kingdom
United Kingdom statute
abolishedBody Financial Services Authority
amends Bank of England Act 1998
Banking Act 2009
Financial Services and Markets Act 2000
assignedResponsibilityTo Bank of England NERFINISHED
country United Kingdom
createdBody Financial Conduct Authority
Financial Policy Committee
Prudential Regulation Authority
introducedBy HM Government
jurisdiction United Kingdom
languageOfText English
legislature Parliament of the United Kingdom NERFINISHED
longTitle An Act to make provision for the regulation of financial services and markets, and for connected purposes
motivatedByEvent United Kingdom banking crisis of 2007–2008
global financial crisis of 2007–2008
parliament Parliament of the United Kingdom NERFINISHED
policyArea economic policy
financial services
primaryPurpose implementation of post-2008 financial crisis regulatory reforms
reform of financial regulation in the United Kingdom
strengthening oversight of the UK financial system
providesFor enhanced consumer protection measures
macroprudential tools for the Financial Policy Committee
new enforcement powers for financial regulators
regulation of benchmarks such as LIBOR
region England
Northern Ireland
Scotland
Wales
regulatoryArchitecture twin peaks model of financial regulation
regulatoryFocus conduct of business regulation
macroprudential oversight
prudential regulation
relatedTo Banking Reform Act 2013
Financial Services Act 2010
replacedRegime tripartite system of financial regulation in the United Kingdom
royalAssentDate 2012-12-19
shortTitle Financial Services Act 2012
subjectMatter banking supervision
financial markets
financial regulation
systemic risk oversight
typeOfRegulation conduct supervision framework
prudential supervision framework
yearEnacted 2012


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