Public Law 95-128

E387631

Public Law 95-128 is the 1977 U.S. federal statute that, among other housing and credit provisions, enacted the Community Reinvestment Act to encourage banks to meet the credit needs of all communities, including low- and moderate-income neighborhoods.

All labels observed (2)

Label Occurrences
Public Law 95-128 canonical 2
Pub. L. 95-128 1

How this entity was disambiguated

Statements (33)

Predicate Object
instanceOf United States federal statute
public law
aimsTo address discriminatory credit practices
encourage banks to help meet the credit needs of the communities in which they operate
support low- and moderate-income neighborhoods
appliesTo federally insured banks
federally insured savings associations
componentOfPolicyArea United States financial regulation
United States housing policy
containsTitle Title VIII
country United States of America
surface form: United States
enactedBy Ninety-fifth United States Congress
surface form: 95th United States Congress
enactedStatute Community Reinvestment Act
hasLongTermImpactOn Community Reinvestment Act regulatory framework
community development lending practices in the United States
jurisdiction United States government
surface form: United States federal government
legalArea banking law
consumer protection law
partOfEra post–Civil Rights era financial regulation in the United States
publicLawNumber Public Law 95-128 self-linksurface differs
surface form: Pub. L. 95-128
regulates depository institutions
requires consideration of community credit record in evaluating applications for deposit facilities
federal financial supervisory agencies to assess institutions’ record of meeting community credit needs
shortTitle Housing and Community Development Act of 1977
surface form: Housing and Community Development Act Amendments of 1977
signedBy Jimmy Carter
signingDate 1977-10-12
statutesAtLargeCitation 91 Stat. 1111
subjectMatter banking regulation
community development
credit regulation
housing
urban development
yearOfEnactment 1977

How these facts were elicited

Referenced by (3)

Full triples — surface form annotated when it differs from this entity's canonical label.

CRA publicLawNumber Public Law 95-128
subject surface form: Community Reinvestment Act
Public Law 95-128, Title VIII partOf Public Law 95-128
Public Law 95-128 publicLawNumber Public Law 95-128 self-linksurface differs
this entity surface form: Pub. L. 95-128