Public Law 95-128, Title VIII
E82698
Public Law 95-128, Title VIII is the federal statute that established the Community Reinvestment Act, requiring banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Public Law 95-128, Title VIII canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T661727 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Public Law 95-128, Title VIII Context triple: [Community Reinvestment Act, publicLawNumber, Public Law 95-128, Title VIII]
-
A.
Public Law 85-568
Public Law 85-568 is the 1958 U.S. federal statute that created NASA and established the framework for the nation’s civilian space program.
-
B.
Public Law 94-580
Public Law 94-580 is the 1976 U.S. federal statute commonly known as the Resource Conservation and Recovery Act, which established a comprehensive framework for managing solid and hazardous waste.
-
C.
Public Law 93-198
Public Law 93-198 is the 1973 federal statute that granted the District of Columbia limited home rule, establishing an elected mayor and city council while retaining certain congressional oversight.
-
D.
Public Law 88-38
Public Law 88-38 is the federal statute enacted in 1963 that prohibits wage discrimination based on sex, commonly known as the Equal Pay Act.
-
E.
Public Law 94-412
Public Law 94-412 is the 1976 federal statute, known as the National Emergencies Act, that established procedures and limits for presidential declarations of national emergencies in the United States.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Public Law 95-128, Title VIII Target entity description: Public Law 95-128, Title VIII is the federal statute that established the Community Reinvestment Act, requiring banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
-
A.
Public Law 85-568
Public Law 85-568 is the 1958 U.S. federal statute that created NASA and established the framework for the nation’s civilian space program.
-
B.
Public Law 94-580
Public Law 94-580 is the 1976 U.S. federal statute commonly known as the Resource Conservation and Recovery Act, which established a comprehensive framework for managing solid and hazardous waste.
-
C.
Public Law 93-198
Public Law 93-198 is the 1973 federal statute that granted the District of Columbia limited home rule, establishing an elected mayor and city council while retaining certain congressional oversight.
-
D.
Public Law 88-38
Public Law 88-38 is the federal statute enacted in 1963 that prohibits wage discrimination based on sex, commonly known as the Equal Pay Act.
-
E.
Public Law 94-412
Public Law 94-412 is the 1976 federal statute, known as the National Emergencies Act, that established procedures and limits for presidential declarations of national emergencies in the United States.
- F. None of above. chosen
Statements (46)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal statute
ⓘ
banking regulation ⓘ financial law ⓘ |
| addresses |
disinvestment in urban neighborhoods
ⓘ
geographic disparities in credit availability ⓘ |
| aimsTo |
combat redlining
ⓘ
increase availability of credit in underserved areas ⓘ |
| alsoKnownAs | CRA statute ⓘ |
| appliesTo |
federally regulated banks
ⓘ
federally regulated savings associations ⓘ insured depository institutions ⓘ |
| bindingOn |
federally insured banks
ⓘ
federally insured savings associations ⓘ |
| country | United States of America ⓘ |
| enacts | Community Reinvestment Act ⓘ |
| enforcedThrough |
CRA examinations
ⓘ
consideration of CRA performance in merger and expansion applications ⓘ |
| establishes | obligation for banks to serve entire communities, including low- and moderate-income areas ⓘ |
| focusesOn |
community credit needs
ⓘ
low-income neighborhoods ⓘ moderate-income neighborhoods ⓘ |
| implementedBy |
Federal Deposit Insurance Corporation
ⓘ
Federal Reserve Board of Governors ⓘ
surface form:
Federal Reserve Board
Office of Thrift Supervision ⓘ Office of the Comptroller of the Currency ⓘ federal banking regulators ⓘ |
| jurisdiction |
United States of America
ⓘ
surface form:
United States
|
| legalForm | public law ⓘ |
| partOf | Public Law 95-128 ⓘ |
| policyGoal |
encourage safe and sound lending in all segments of a bank’s community
ⓘ
support credit access for low- and moderate-income borrowers ⓘ |
| purpose |
to discourage discriminatory credit practices
ⓘ
to encourage banks to help meet the credit needs of the communities in which they operate ⓘ to promote access to credit in low- and moderate-income neighborhoods ⓘ |
| regulates | community reinvestment activities of banks ⓘ |
| requires |
consideration of a bank’s community reinvestment record when evaluating applications for deposit facilities
ⓘ
federal financial supervisory agencies to assess the record of each bank in meeting community credit needs ⓘ maintenance of a public CRA file by covered institutions ⓘ public evaluation of banks’ community reinvestment performance ⓘ |
| sector |
banking
ⓘ
housing finance ⓘ |
| shortTitle | Community Reinvestment Act ⓘ |
| subjectMatter |
bank regulatory supervision
ⓘ
community reinvestment ⓘ fair access to credit ⓘ |
| typeOfRegulation | conduct regulation for depository institutions ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Public Law 95-128, Title VIII Description of subject: Public Law 95-128, Title VIII is the federal statute that established the Community Reinvestment Act, requiring banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.