CAMELS rating system
E309741
The CAMELS rating system is a supervisory framework used by U.S. banking regulators to evaluate the overall health and risk profile of banks across key dimensions such as capital adequacy, asset quality, management, earnings, liquidity, and sensitivity to market risk.
All labels observed (2)
| Label | Occurrences |
|---|---|
| CAMELS rating system canonical | 1 |
| Capital adequacy, Asset quality, Management, Earnings, Liquidity, and Sensitivity to market risk rating system | 1 |
Statements (49)
| Predicate | Object |
|---|---|
| instanceOf |
bank supervisory rating system
ⓘ
regulatory assessment framework ⓘ |
| appliedBy | bank examiners ⓘ |
| appliesTo |
commercial banks
ⓘ
credit unions ⓘ savings institutions ⓘ |
| bestRating | 1 ⓘ |
| component |
Asset quality
ⓘ
Capital adequacy ⓘ Earnings ⓘ Liquidity ⓘ Management ⓘ Sensitivity to market risk ⓘ |
| confidentiality | non-public ⓘ |
| countryOfUse |
United States of America
ⓘ
surface form:
United States
|
| expandedComponent | Sensitivity to market risk ⓘ |
| expandedToCAMELS | 1990s ⓘ |
| focusesOn |
financial condition of banks
ⓘ
risk management practices ⓘ safety and soundness of banks ⓘ |
| fullName |
CAMELS rating system
self-linksurface differs
ⓘ
surface form:
Capital adequacy, Asset quality, Management, Earnings, Liquidity, and Sensitivity to market risk rating system
|
| influences |
deposit insurance assessment considerations
ⓘ
regulatory enforcement actions ⓘ |
| introducedIn | 1970s ⓘ |
| originalAcronym | CAMEL ⓘ |
| originalComponent |
Asset quality
ⓘ
Capital adequacy ⓘ Earnings ⓘ Liquidity ⓘ Management ⓘ |
| originatedBy | U.S. federal banking regulators ⓘ |
| purpose |
assess risk profile of banks
ⓘ
evaluate overall condition of depository institutions ⓘ support supervisory oversight and enforcement actions ⓘ |
| ratingScale | 1 to 5 ⓘ |
| ratingType |
component ratings
ⓘ
composite rating ⓘ |
| regulatoryBasis | U.S. banking supervision framework ⓘ |
| relatedConcept |
bank examination
ⓘ
prudential regulation ⓘ |
| usedBy |
Federal Deposit Insurance Corporation
ⓘ
Federal Reserve System ⓘ National Credit Union Administration ⓘ Office of the Comptroller of the Currency ⓘ |
| usedFor |
determining examination frequency
ⓘ
determining supervisory intensity ⓘ identifying problem banks ⓘ supporting prompt corrective action decisions ⓘ |
| worstRating | 5 ⓘ |
Referenced by (2)
Full triples — surface form annotated when it differs from this entity's canonical label.
subject surface form:
Office of the Comptroller of the Currency
this entity surface form:
Capital adequacy, Asset quality, Management, Earnings, Liquidity, and Sensitivity to market risk rating system