Consumer Financial Protection Bureau

E28465

financial regulatory agency independent federal agency

The Consumer Financial Protection Bureau is a U.S. federal agency responsible for regulating consumer financial products and services and enforcing laws that protect consumers in the financial marketplace.

Aliases (1)

CFPB ×2

Statements (67)

Predicate	Object
instanceOf	financial regulatory agency → independent federal agency →
appliesToJurisdiction	United States →
appointmentOfDirectorBy	President of the United States →
country	United States →
createdBy	Dodd–Frank Wall Street Reform and Consumer Protection Act →
dateFounded	2011-07-21 →
directorConfirmedBy	United States Senate →
enforces	Consumer Financial Protection Act of 2010 → Electronic Fund Transfer Act → Equal Credit Opportunity Act → Fair Credit Reporting Act → Fair Debt Collection Practices Act → Home Mortgage Disclosure Act → Real Estate Settlement Procedures Act → Secure and Fair Enforcement for Mortgage Licensing Act → Truth in Lending Act → federal consumer financial laws → federal consumer protection regulations →
fieldOfWork	consumer credit → consumer financial education → consumer financial protection → fair lending enforcement → financial regulation → mortgage regulation →
fundingMechanism	transfers from Federal Reserve System →
governmentBranch	executive branch of the United States →
hasAbbreviation	CFPB →
hasFunction	consumer education → enforcement → handling consumer complaints → research on consumer finance → rulemaking → supervision →
hasJurisdictionOver	auto finance companies → banks → consumer financial products → consumer financial services → credit reporting agencies → credit unions → debt collectors → money services businesses → mortgage lenders → payday lenders → student loan servicers →
hasMission	to ensure that consumers are treated fairly by financial institutions → to protect consumers in the financial marketplace →
headquartersLocation	Washington, D.C. →
inception	2011 →
industry	consumer protection → financial regulation →
isPartOf	United States consumer protection system → United States financial regulatory framework →
jurisdiction	United States federal government →
legalBasis	Dodd–Frank Wall Street Reform and Consumer Protection Act →
legislatedBy	United States Congress →
locatedInTheAdministrativeTerritorialEntity	District of Columbia →
nativeLanguageName	Consumer Financial Protection Bureau →
oversightOf	large depository institutions → nonbank financial companies →
parentOrganization	Federal Reserve System →
regulates	consumer financial products → consumer financial services →
replaced	consumer protection functions of several federal banking regulators →
shortName	CFPB →
supervisedBy	Director of the Consumer Financial Protection Bureau →
website	https://www.consumerfinance.gov/ →

Referenced by (19)

Subject (surface form when different)	Predicate
Equal Credit Opportunity Act → Home Mortgage Disclosure Act → Regulation Z →	administeredBy
Federal Trade Commission → Office of the Comptroller of the Currency → Office of the Comptroller of the Currency →	cooperatesWith
Equal Credit Opportunity Act → Regulation Z →	enforcedBy
Equifax → Equifax Inc. →	regulator
Public Law 111-203 →	createdAgency
Dodd–Frank Wall Street Reform and Consumer Protection Act →	createsAgency
Home Mortgage Disclosure Act →	dataPublishedBy
Consumer Financial Protection Bureau ("CFPB") →	hasAbbreviation
Federal Financial Institutions Examination Council →	hasMember
Consumer Financial Protection Bureau →	nativeLanguageName
Equifax Inc. →	regulatoryOversight
Office of Thrift Supervision →	replacedBy
Consumer Financial Protection Bureau ("CFPB") →	shortName