Federal Savings and Loan Insurance Corporation

E93929

The Federal Savings and Loan Insurance Corporation was a former U.S. government agency that insured deposits in savings and loan institutions until its dissolution following the savings and loan crisis of the 1980s.


Statements (43)
Predicate Object
instanceOf defunct federal agency of the United States
deposit insurance agency
alsoKnownAs FSLIC
appliesTo savings and loan associations
thrift institutions
country United States
createdBy National Housing Act of 1934
dissolutionCause savings and loan crisis of the 1980s
dissolutionMethod statutory abolition by U.S. Congress
dissolved 1989
dissolvedAfter savings and loan crisis
fundingSource backing of the U.S. government
insurance premiums from member institutions
governmentBranch executive branch of the United States
hasCharacteristic faced insolvency during the savings and loan crisis
headquartersLocation Washington, D.C.
historicalPeriod Great Depression era origin
Reagan-era financial deregulation context
inception 1934
industry deposit insurance
financial regulation
insuredDepositsUpTo federally set coverage limits
insuredDepositType savings accounts
time deposits
insuredInstitutionType federally chartered savings and loan associations
state-chartered savings and loan associations
jurisdiction United States federal government
legalForm government corporation
operatedBy Federal Home Loan Bank Board
parentOrganization Federal Home Loan Bank Board
partOf New Deal financial regulatory framework
purpose to insure deposits in savings and loan institutions
to maintain public confidence in savings and loan associations
regulates member savings and loan associations with insured deposits
regulatoryObjective promote stability of the thrift industry
protect small savers in thrift institutions
regulatoryScope federally insured thrift institutions
replacedBy Federal Deposit Insurance Corporation
Resolution Trust Corporation
roleInEvent central institution in the U.S. savings and loan crisis
sector banking regulation
housing finance
successorLiabilityAssumedBy Federal Deposit Insurance Corporation


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