Riegle-Neal Act
E407357
The Riegle-Neal Act is a 1994 U.S. federal banking law that removed many restrictions on interstate banking and branching, enabling banks to operate more freely across state lines.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Riegle-Neal Act canonical | 2 |
How this entity was disambiguated
This entity first appeared as the object of triple T3998055 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Riegle-Neal Act Context triple: [Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994, alsoKnownAs, Riegle-Neal Act]
-
A.
McClure-Volkmer Act
The McClure-Volkmer Act is a 1986 U.S. federal law that revised and relaxed certain gun control provisions while adding new regulations on firearms sales and ownership.
-
B.
Wheeler–Howard Act
The Wheeler–Howard Act, formally known as the Indian Reorganization Act of 1934, is a U.S. federal law that ended the allotment of tribal lands and aimed to restore tribal self-government and communal landholding for Native American tribes.
-
C.
Celler-Kefauver Act
The Celler-Kefauver Act is a 1950 U.S. antitrust law that strengthened merger control by closing loopholes in earlier legislation to better prevent anti-competitive acquisitions.
-
D.
Brady Act
The Brady Act is a U.S. federal law that established background checks and waiting periods for handgun purchases to help prevent gun violence.
-
E.
Aldrich–Vreeland Act
The Aldrich–Vreeland Act was a 1908 U.S. law that created emergency currency provisions and laid groundwork for banking reform in response to the Panic of 1907.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Riegle-Neal Act Target entity description: The Riegle-Neal Act is a 1994 U.S. federal banking law that removed many restrictions on interstate banking and branching, enabling banks to operate more freely across state lines.
-
A.
McClure-Volkmer Act
The McClure-Volkmer Act is a 1986 U.S. federal law that revised and relaxed certain gun control provisions while adding new regulations on firearms sales and ownership.
-
B.
Wheeler–Howard Act
The Wheeler–Howard Act, formally known as the Indian Reorganization Act of 1934, is a U.S. federal law that ended the allotment of tribal lands and aimed to restore tribal self-government and communal landholding for Native American tribes.
-
C.
Celler-Kefauver Act
The Celler-Kefauver Act is a 1950 U.S. antitrust law that strengthened merger control by closing loopholes in earlier legislation to better prevent anti-competitive acquisitions.
-
D.
Brady Act
The Brady Act is a U.S. federal law that established background checks and waiting periods for handgun purchases to help prevent gun violence.
-
E.
Aldrich–Vreeland Act
The Aldrich–Vreeland Act was a 1908 U.S. law that created emergency currency provisions and laid groundwork for banking reform in response to the Panic of 1907.
- F. None of above. chosen
Statements (46)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal statute
ⓘ
banking law ⓘ |
| allows |
interstate branching by banks subject to certain conditions
ⓘ
interstate mergers between adequately capitalized and managed banks ⓘ |
| amends |
Bank Holding Company Act of 1956
ⓘ
Federal Deposit Insurance Act ⓘ |
| appliesTo |
commercial banks
ⓘ
savings associations ⓘ |
| codifiedIn | Title 12 of the United States Code ⓘ |
| contains |
provisions for host-state law applicability to interstate branches
ⓘ
provisions for state opt-in and opt-out regarding interstate branching ⓘ |
| containsProvision | community reinvestment and consumer protection requirements for interstate branches ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| effect |
enabled banks to operate across state lines through branches
ⓘ
facilitated nationwide banking organizations ⓘ |
| enactedIn | 1994 ⓘ |
| impact |
growth of large nationwide banking organizations
ⓘ
increased consolidation in the U.S. banking industry ⓘ |
| introducedBy |
Donald W. Riegle Jr.
ⓘ
Stephen L. Neal ⓘ |
| jurisdiction | federally insured banks ⓘ |
| language | English ⓘ |
| legalStatus | in force ⓘ |
| legislativeBody | United States Congress ⓘ |
| namedAfter |
Donald W. Riegle Jr.
ⓘ
Stephen L. Neal ⓘ |
| policyArea |
bank regulation
ⓘ
interstate commerce ⓘ |
| preempts | many state laws restricting interstate banking ⓘ |
| primarySubject |
interstate banking
ⓘ
interstate branching ⓘ |
| publicLawNumber | Public Law 103-328 ⓘ |
| purpose | to remove many restrictions on interstate banking and branching ⓘ |
| regulates |
bank holding companies
ⓘ
insured depository institutions ⓘ |
| regulator |
Federal Deposit Insurance Corporation
ⓘ
Federal Reserve System ⓘ Office of the Comptroller of the Currency ⓘ |
| relatedTo |
Bank Holding Company Act of 1956
ⓘ
Gramm-Leach-Bliley Act of 1999 ⓘ
surface form:
Gramm-Leach-Bliley Act
McFadden Act of 1927 ⓘ
surface form:
McFadden Act
|
| sector | financial services ⓘ |
| shortName | Riegle-Neal Act self-linksurface differs ⓘ |
| signedBy | Bill Clinton ⓘ |
| subjectTo | oversight by federal banking regulators ⓘ |
| title | Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Riegle-Neal Act Description of subject: The Riegle-Neal Act is a 1994 U.S. federal banking law that removed many restrictions on interstate banking and branching, enabling banks to operate more freely across state lines.
Referenced by (2)
Full triples — surface form annotated when it differs from this entity's canonical label.
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994
→
alsoKnownAs
→
Riegle-Neal Act
ⓘ
subject surface form:
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994