CRA regulations of the Federal Reserve Board
E386057
CRA regulations of the Federal Reserve Board are the formal rules issued by the Fed that govern how the Community Reinvestment Act is applied to banks under its supervision, including how their community lending and investment performance is evaluated.
All labels observed (1)
| Label | Occurrences |
|---|---|
| CRA regulations of the Federal Reserve Board canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T3766819 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: CRA regulations of the Federal Reserve Board Context triple: [Community Reinvestment Act, implementedThrough, CRA regulations of the Federal Reserve Board]
-
A.
Federal Reserve Reform Act of 1977
The Federal Reserve Reform Act of 1977 was a U.S. law that strengthened congressional oversight of the Federal Reserve and clarified its monetary policy objectives, including promoting maximum employment and price stability.
-
B.
Federal Reserve emergency lending programs
The Federal Reserve emergency lending programs were a series of extraordinary facilities and interventions created by the U.S. central bank to stabilize financial markets and provide liquidity to banks and other institutions during the 2008 financial crisis.
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C.
Federal Reserve Bulletin
The Federal Reserve Bulletin is an official periodical of the U.S. central bank that provides data, analysis, and research on monetary policy, banking, and economic conditions.
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D.
Banking Code of the United States
The Banking Code of the United States is the body of federal law that governs the organization, regulation, and supervision of banks and other financial institutions in the United States.
-
E.
Financial Institutions Reform, Recovery, and Enforcement Act of 1989
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 is a U.S. federal law enacted in response to the savings and loan crisis, overhauling the regulation of thrift institutions, strengthening enforcement powers, and restructuring federal deposit insurance.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: CRA regulations of the Federal Reserve Board Target entity description: CRA regulations of the Federal Reserve Board are the formal rules issued by the Fed that govern how the Community Reinvestment Act is applied to banks under its supervision, including how their community lending and investment performance is evaluated.
-
A.
Federal Reserve Reform Act of 1977
The Federal Reserve Reform Act of 1977 was a U.S. law that strengthened congressional oversight of the Federal Reserve and clarified its monetary policy objectives, including promoting maximum employment and price stability.
-
B.
Federal Reserve emergency lending programs
The Federal Reserve emergency lending programs were a series of extraordinary facilities and interventions created by the U.S. central bank to stabilize financial markets and provide liquidity to banks and other institutions during the 2008 financial crisis.
-
C.
Federal Reserve Bulletin
The Federal Reserve Bulletin is an official periodical of the U.S. central bank that provides data, analysis, and research on monetary policy, banking, and economic conditions.
-
D.
Banking Code of the United States
The Banking Code of the United States is the body of federal law that governs the organization, regulation, and supervision of banks and other financial institutions in the United States.
-
E.
Financial Institutions Reform, Recovery, and Enforcement Act of 1989
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 is a U.S. federal law enacted in response to the savings and loan crisis, overhauling the regulation of thrift institutions, strengthening enforcement powers, and restructuring federal deposit insurance.
- F. None of above. chosen
Statements (45)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal regulation
ⓘ
banking regulation ⓘ prudential supervision rule ⓘ |
| affects |
approval of bank mergers and acquisitions supervised by the Federal Reserve
ⓘ
approval of new branches and other expansionary applications ⓘ |
| alsoKnownAs | Regulation BB ⓘ |
| appliesTo |
certain bank holding companies
ⓘ
savings and loan holding companies supervised by the Federal Reserve ⓘ state member banks ⓘ |
| codifiedIn | 12 CFR Part 228 ⓘ |
| considers |
banks’ responsiveness to credit needs of low- and moderate-income geographies
ⓘ
banks’ responsiveness to credit needs of low- and moderate-income individuals ⓘ |
| coordinatesWith |
CRA regulations of the Federal Deposit Insurance Corporation
ⓘ
CRA regulations of the Office of the Comptroller of the Currency ⓘ |
| defines |
CRA rating system for covered institutions
ⓘ
assessment area requirements for banks ⓘ data collection and reporting requirements for CRA ⓘ performance tests and standards for CRA compliance ⓘ procedures for CRA performance evaluations ⓘ public file and disclosure requirements related to CRA ⓘ |
| encourages | safe and sound community development lending and investment ⓘ |
| establishes | criteria for assigning CRA ratings such as Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance ⓘ |
| evaluationMethod |
community development test for wholesale and limited‑purpose banks
ⓘ
intermediate small bank performance standards ⓘ investment test ⓘ lending test ⓘ service test ⓘ small bank performance standards ⓘ |
| implements | statutory requirements of the Community Reinvestment Act for Fed‑supervised banks ⓘ |
| issuedBy |
Federal Reserve Board of Governors
ⓘ
surface form:
Board of Governors of the Federal Reserve System
|
| jurisdiction |
United States of America
ⓘ
surface form:
United States
|
| legalBasis |
Community Reinvestment Act
ⓘ
surface form:
Community Reinvestment Act of 1977
|
| policyArea |
community development
ⓘ
consumer compliance ⓘ fair access to credit ⓘ |
| purpose |
to encourage banks to help meet the credit needs of the communities in which they operate
ⓘ
to evaluate banks’ record of meeting the credit needs of low- and moderate-income neighborhoods ⓘ to implement the Community Reinvestment Act for institutions supervised by the Federal Reserve ⓘ |
| regulates | Community Reinvestment Act implementation for Federal Reserve‑supervised institutions ⓘ |
| requires |
banks to maintain a public CRA file
ⓘ
consideration of community development loans, investments, and services ⓘ notice and opportunity for public comment on certain applications ⓘ periodic CRA examinations of covered institutions ⓘ public disclosure of CRA performance evaluations and ratings ⓘ |
| subjectTo | periodic revision and amendment ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: CRA regulations of the Federal Reserve Board Description of subject: CRA regulations of the Federal Reserve Board are the formal rules issued by the Fed that govern how the Community Reinvestment Act is applied to banks under its supervision, including how their community lending and investment performance is evaluated.
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.
subject surface form:
Community Reinvestment Act