Desktop Underwriter automated underwriting system

E333113
automated underwriting system mortgage underwriting software

Desktop Underwriter is Fannie Mae’s automated mortgage underwriting system used by lenders to assess borrower credit risk and eligibility for conforming loans.

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All labels observed (2)

Label Occurrences
Desktop Underwriter 2
Desktop Underwriter automated underwriting system canonical 1

Statements (46)

Predicate Object
instanceOf automated underwriting system ⓘ
mortgage underwriting software ⓘ
abbreviation DU ⓘ
associatedWith Fannie Mae ⓘ
surface form: Fannie Mae Selling Guide

Fannie Mae eligibility criteria ⓘ
conforming loans ⓘ
benefit increase consistency of underwriting decisions ⓘ
reduce manual underwriting effort ⓘ
streamline loan approval process ⓘ
brandName Desktop Underwriter automated underwriting system self-link ⓘ
surface form: Desktop Underwriter
country United States of America ⓘ
surface form: United States
dataInput credit report data ⓘ
loan application data ⓘ
property and collateral data ⓘ
developer Fannie Mae ⓘ
domain residential mortgage underwriting ⓘ
evaluates borrower assets ⓘ
borrower credit history ⓘ
borrower income ⓘ
debt-to-income ratio ⓘ
loan-to-value ratio ⓘ
property information ⓘ
industry mortgage lending ⓘ
integratesWith Fannie Mae delivery systems ⓘ
credit reporting agencies ⓘ
loan origination systems ⓘ
operator Fannie Mae ⓘ
output approve/eligible recommendation ⓘ
ineligible recommendation ⓘ
refer recommendation ⓘ
underwriting recommendation ⓘ
ownedBy Fannie Mae ⓘ
primaryFunction apply Fannie Mae credit policy ⓘ
standardize underwriting decisions ⓘ
regulatoryContext U.S. residential mortgage market ⓘ
riskModel Fannie Mae proprietary credit risk models ⓘ
supportsLoanType adjustable-rate mortgage ⓘ
conventional conforming mortgage ⓘ
fixed-rate mortgage ⓘ
targetUser correspondent lenders ⓘ
loan originators ⓘ
mortgage brokers ⓘ
mortgage lenders ⓘ
use assess borrower credit risk ⓘ
automated mortgage underwriting ⓘ
determine eligibility for conforming mortgage loans ⓘ

Referenced by (3)

Full triples — surface form annotated when it differs from this entity's canonical label.

Fannie Mae → hasProgram → Desktop Underwriter automated underwriting system ⓘ
Desktop Underwriter automated underwriting system → brandName → Desktop Underwriter automated underwriting system self-link ⓘ
subject surface form: Desktop Underwriter
this entity surface form: Desktop Underwriter
HomeReady mortgage program → creditAssessmentMethod → Desktop Underwriter automated underwriting system ⓘ
this entity surface form: Desktop Underwriter