Public Law 94-200
E322608
Public Law 94-200 is the 1975 U.S. federal statute that enacted the Home Mortgage Disclosure Act, requiring certain financial institutions to report mortgage lending data to help identify discriminatory lending patterns.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Public Law 94-200 canonical | 1 |
Statements (43)
| Predicate | Object |
|---|---|
| instanceOf |
Act of Congress
ⓘ
United States federal statute ⓘ |
| appliesTo |
certain financial institutions
ⓘ
depository institutions ⓘ |
| chamberInvolved |
United States House of Representatives
ⓘ
United States Senate ⓘ |
| codifiedAs | Home Mortgage Disclosure Act ⓘ |
| country | United States of America ⓘ |
| dataElementsRequired |
action taken on application
ⓘ
loan amount ⓘ loan type ⓘ property location ⓘ purchaser type ⓘ |
| dataUsers |
community organizations
ⓘ
general public ⓘ regulators ⓘ researchers ⓘ |
| enacts | Home Mortgage Disclosure Act ⓘ |
| enforcedBy | federal financial regulatory agencies ⓘ |
| hasShortTitle |
Home Mortgage Disclosure Act
ⓘ
surface form:
Home Mortgage Disclosure Act of 1975
|
| influenced |
Community Reinvestment Act
ⓘ
surface form:
Community Reinvestment Act of 1977
|
| informationUse |
public disclosure of mortgage lending patterns
ⓘ
support for community reinvestment analysis ⓘ support for fair lending examinations ⓘ |
| jurisdiction |
United States government
ⓘ
surface form:
federal government of the United States
|
| legislativeBody | United States Congress ⓘ |
| policyArea |
civil rights
ⓘ
consumer protection ⓘ housing finance ⓘ |
| purpose |
to assist in identifying possible discriminatory lending patterns
ⓘ
to enforce fair lending laws ⓘ to provide public loan data that can be used to help determine whether financial institutions are serving the housing needs of their communities ⓘ |
| regulatesActivity |
collection of mortgage application and origination data
ⓘ
home mortgage lending ⓘ |
| relatedTo |
Equal Credit Opportunity Act
ⓘ
Fair Housing Act of 1968 ⓘ
surface form:
Fair Housing Act
|
| requires |
annual reporting of covered mortgage data
ⓘ
reporting of mortgage lending data ⓘ |
| scope |
home purchase and home improvement loans
ⓘ
refinancings of home loans ⓘ |
| subjectMatter |
anti-discrimination in credit
ⓘ
mortgage market transparency ⓘ |
| yearEnacted | 1975 ⓘ |
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.