Government National Mortgage Association

E22435

The Government National Mortgage Association, commonly known as Ginnie Mae, is a U.S. government corporation that guarantees mortgage-backed securities to support affordable housing and liquidity in the mortgage market.


Statements (48)
Predicate Object
instanceOf United States federal agency
government corporation
mortgage-backed securities guarantor
aimsTo expand homeownership
stabilize mortgage markets
support rental housing
associatedWithProgram Department of Veterans Affairs home loan program
Federal Housing Administration
USDA Rural Development housing programs
country United States
doesNotOriginate mortgages
doesNotService mortgages
focusesOn low- and moderate-income borrowers
foundedBy United States Congress
fundingModel does not use taxpayer funds for guarantees
guarantees mortgage-backed securities backed by FHA loans
mortgage-backed securities backed by USDA loans
mortgage-backed securities backed by VA loans
mortgage-backed securities backed by federally insured or guaranteed loans
hasAlias GNMA
Ginnie Mae
hasHeadquartersLocation Washington, D.C.
hasMotto The government’s guaranty
hasOfficialWebsite https://www.ginniemae.gov
industry housing finance
mortgage finance
securitization
jurisdiction Federal government of the United States
languageOfWorkOrName English
legalForm wholly owned government corporation
marketRole enhances liquidity for government-insured mortgages
operatesIn secondary mortgage market
ownership United States government
parentOrganization United States Department of Housing and Urban Development
partOf United States Department of Housing and Urban Development
product Ginnie Mae mortgage-backed securities
mortgage-backed securities guarantees
purpose to guarantee mortgage-backed securities
to provide liquidity in the mortgage market
to support affordable housing
regulates issuers of Ginnie Mae mortgage-backed securities
regulatoryScope national
revenueSource guarantee fees
riskModel guarantees timely payment of principal and interest to investors
sector public sector
serviceArea United States housing market
supervisingAgency United States Department of Housing and Urban Development
usesCurrency United States dollar

Referenced by (1)
Subject (surface form when different) Predicate
United States Department of Housing and Urban Development
oversees

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