Regulation D
E20094
Regulation D is a Federal Reserve Board rule that governs reserve requirements for depository institutions and defines certain types of bank accounts and transaction limits in the U.S. banking system.
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf |
Federal Reserve Board rule
ⓘ
United States federal regulation ⓘ |
| affects |
member banks of the Federal Reserve System
ⓘ
nonmember depository institutions with reservable liabilities ⓘ |
| amendedBy | Federal Reserve Board rulemakings over time ⓘ |
| appliesTo | depository institutions ⓘ |
| basedOnStatute |
Federal Reserve Act of 1913
ⓘ
surface form:
Federal Reserve Act
|
| CFRCitation | 12 CFR Part 204 ⓘ |
| codifiedIn | Title 12 of the Code of Federal Regulations ⓘ |
| defines |
ATS accounts
ⓘ
Eurocurrency liabilities ⓘ MMDA accounts ⓘ NOW accounts ⓘ cash items in process of collection ⓘ demand deposits ⓘ net transaction accounts ⓘ nonpersonal time deposits ⓘ reservable liabilities ⓘ savings accounts ⓘ savings deposits ⓘ time deposits ⓘ transaction accounts ⓘ vault cash ⓘ |
| governs |
reserve ratios for nonpersonal time deposits
ⓘ
reserve ratios for transaction accounts ⓘ |
| historicallyImposed |
limits on check and debit card payments from savings accounts
ⓘ
limits on electronic transfers from savings accounts ⓘ limits on preauthorized transfers from savings accounts ⓘ limits on telephone transfers from savings accounts ⓘ numeric limits on certain types of transfers from savings deposits ⓘ |
| implementedBy | Federal Reserve Banks ⓘ |
| issuedBy |
Federal Reserve Board of Governors
ⓘ
surface form:
Board of Governors of the Federal Reserve System
|
| jurisdiction |
United States of America
ⓘ
surface form:
United States
|
| purpose | to implement reserve requirement provisions of the Federal Reserve Act ⓘ |
| regulates | reserve requirements for depository institutions ⓘ |
| relatedTo |
Regulation CC
ⓘ
Regulation J ⓘ Regulation Q ⓘ liquidity management in the banking system ⓘ monetary policy implementation ⓘ money supply control ⓘ |
| scope |
U.S. branches and agencies of foreign banks
ⓘ
U.S. commercial banks ⓘ U.S. credit unions ⓘ U.S. savings banks ⓘ
surface form:
U.S. savings associations
U.S. savings banks ⓘ |
| usedFor |
classifying bank deposits for reserve requirement purposes
ⓘ
determining which accounts are subject to reserve requirements ⓘ |
Referenced by (3)
Full triples — surface form annotated when it differs from this entity's canonical label.