Unified Payments Interface
E161581
Unified Payments Interface (UPI) is an instant real-time payment system in India that enables seamless, interoperable bank-to-bank transfers via mobile devices using virtual payment addresses.
All labels observed (2)
| Label | Occurrences |
|---|---|
| Unified Payments Interface canonical | 2 |
| UPI Lite | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T1409789 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Unified Payments Interface Context triple: [Reserve Bank of India, introduced, Unified Payments Interface]
-
A.
Payments System Board
The Payments System Board is the policy-making body within the Reserve Bank of Australia responsible for overseeing and promoting the safety, efficiency, and competitiveness of the country’s payments system.
-
B.
Global Payments
Global Payments is a leading worldwide provider of payment technology and software solutions for merchants, issuers, and consumers.
-
C.
Stripe
Stripe is a leading financial technology company that provides online payment processing and related services for internet businesses worldwide.
-
D.
Chase Paymentech
Chase Paymentech is a payment processing and merchant services provider specializing in credit card and electronic transaction solutions for businesses.
-
E.
Single Payment Scheme
The Single Payment Scheme was an EU farm support system that provided income subsidies to farmers based on land area rather than production, aiming to decouple aid from output and promote more market-oriented agriculture.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Unified Payments Interface Target entity description: Unified Payments Interface (UPI) is an instant real-time payment system in India that enables seamless, interoperable bank-to-bank transfers via mobile devices using virtual payment addresses.
-
A.
Payments System Board
The Payments System Board is the policy-making body within the Reserve Bank of Australia responsible for overseeing and promoting the safety, efficiency, and competitiveness of the country’s payments system.
-
B.
Global Payments
Global Payments is a leading worldwide provider of payment technology and software solutions for merchants, issuers, and consumers.
-
C.
Stripe
Stripe is a leading financial technology company that provides online payment processing and related services for internet businesses worldwide.
-
D.
Chase Paymentech
Chase Paymentech is a payment processing and merchant services provider specializing in credit card and electronic transaction solutions for businesses.
-
E.
Single Payment Scheme
The Single Payment Scheme was an EU farm support system that provided income subsidies to farmers based on land area rather than production, aiming to decouple aid from output and promote more market-oriented agriculture.
- F. None of above. chosen
Statements (50)
| Predicate | Object |
|---|---|
| instanceOf |
funds transfer system
ⓘ
instant payment system ⓘ real-time payment system ⓘ retail payment system ⓘ |
| authenticationMethod |
device binding
ⓘ
mobile PIN ⓘ two-factor authentication ⓘ |
| basedOn | IMPS infrastructure ⓘ |
| country | India ⓘ |
| currency | Indian rupee ⓘ |
| developer | National Payments Corporation of India ⓘ |
| enables |
bank-to-bank transfers
ⓘ
instant fund transfer ⓘ interoperable payments ⓘ |
| geographicalScope | India ⓘ |
| governedBy | Reserve Bank of India regulations ⓘ |
| hasAbbreviation | UPI ⓘ |
| keyConcept |
immediate payment service
ⓘ
single mobile application for multiple bank accounts ⓘ virtual payment address ⓘ |
| languageOfInterface | multiple Indian languages ⓘ |
| launchDate | 2016-04 ⓘ |
| operator | National Payments Corporation of India ⓘ |
| paymentType |
QR code payment
ⓘ
bill payment ⓘ in-app payment ⓘ person-to-merchant payment ⓘ person-to-person payment ⓘ |
| publicLaunchDate | 2016-08 ⓘ |
| regulator | Reserve Bank of India ⓘ |
| requires |
bank account with a participating bank
ⓘ
debit card for initial PIN setup ⓘ mobile number registered with bank ⓘ |
| standardizedBy | National Payments Corporation of India ⓘ |
| supportsChannel |
QR code
ⓘ
USSD ⓘ mobile application ⓘ |
| supportsCurrency |
Indian rupee
ⓘ
surface form:
INR
|
| supportsFeature |
QR interoperability
ⓘ
UPI 123PAY ⓘ UPI AutoPay ⓘ Unified Payments Interface self-linksurface differs ⓘ
surface form:
UPI Lite
linking multiple bank accounts ⓘ pull payments ⓘ push payments ⓘ recurring mandates ⓘ |
| typicalUseCase |
merchant payments at point of sale
ⓘ
online shopping payments ⓘ peer-to-peer transfers ⓘ utility bill payments ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Unified Payments Interface Description of subject: Unified Payments Interface (UPI) is an instant real-time payment system in India that enables seamless, interoperable bank-to-bank transfers via mobile devices using virtual payment addresses.
Referenced by (3)
Full triples — surface form annotated when it differs from this entity's canonical label.
Unified Payments Interface
→
supportsFeature
→
Unified Payments Interface
self-linksurface differs
ⓘ
this entity surface form:
UPI Lite