Triple
T6772708
| Position | Surface form | Disambiguated ID | Type / Status |
|---|---|---|---|
| Subject | Real Estate Settlement Procedures Act |
E155080
|
entity |
| Predicate | requires |
P100
|
FINISHED |
| Object |
Mortgage Servicing Disclosure Statement
The Mortgage Servicing Disclosure Statement is a federally mandated notice provided to borrowers at loan application that explains how and by whom their mortgage will be serviced, including information on potential servicing transfers and related consumer rights.
|
E20095
|
NE FINISHED |
How this triple was built (4 steps)
Every LLM step that produced this triple, in pipeline order — named-entity classification, the disambiguation choices (the exact options shown, with the pick highlighted), and the generated description. The batch + timestamp of each is in the Provenance table below.
NER
Named-entity recognition
gpt-5-mini
Instruction
Given a phrase, classify it is english named entity (e.g., persons, organizations, works of art) in Latin script, or not (e.g., literals, dates, URLs, verbose phrases). For disambiguation, the statement where the phrase occurs as object is also given. Please return a JSON object with `phrase` (string, the phrase being analyzed) and `is_ne` (boolean, indicating whether the phrase is a Named Entity).
Input
Phrase: Mortgage Servicing Disclosure Statement | Statement: [Real Estate Settlement Procedures Act, requires, Mortgage Servicing Disclosure Statement]
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Mortgage Servicing Disclosure Statement Context triple: [Real Estate Settlement Procedures Act, requires, Mortgage Servicing Disclosure Statement]
-
A.
Home Mortgage Disclosure Act
The Home Mortgage Disclosure Act is a U.S. federal law that requires financial institutions to publicly report data on home mortgage lending to help identify discriminatory lending patterns and ensure fair access to credit.
-
B.
Secure and Fair Enforcement for Mortgage Licensing Act
The Secure and Fair Enforcement for Mortgage Licensing Act is a U.S. law that establishes nationwide standards and a registration system to enhance accountability and consumer protection in the residential mortgage industry.
-
C.
Real Estate Settlement Procedures Act
The Real Estate Settlement Procedures Act is a U.S. federal law that protects homebuyers by requiring transparency and prohibiting abusive practices in real estate settlement and mortgage lending.
-
D.
Regulation Z
Regulation Z is a key U.S. federal rule implementing the Truth in Lending Act, requiring clear disclosure of credit terms and costs to protect consumers in credit transactions.
-
E.
Truth in Lending Act
The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NEDg
Description generation
gpt-5.1
Instruction
Generate a one-sentence description of the target entity. You are given a context triple in the form (subject, predicate, object), where the object is the target entity. # Instructions Use the triple to infer relevant information about the entity. Describe the entity based on what is most defining, well-known. Avoid repeating the information from the triple, unless really essential. # Response Format Return only the sentence: "Description: [one-sentence description of the target entity]"
Input
Entity: Mortgage Servicing Disclosure Statement Triple: [Real Estate Settlement Procedures Act, requires, Mortgage Servicing Disclosure Statement]
Generated description
The Mortgage Servicing Disclosure Statement is a federally mandated notice provided to borrowers at loan application that explains how and by whom their mortgage will be serviced, including information on potential servicing transfers and related consumer rights.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Mortgage Servicing Disclosure Statement Target entity description: The Mortgage Servicing Disclosure Statement is a federally mandated notice provided to borrowers at loan application that explains how and by whom their mortgage will be serviced, including information on potential servicing transfers and related consumer rights.
-
A.
Home Mortgage Disclosure Act
The Home Mortgage Disclosure Act is a U.S. federal law that requires financial institutions to publicly report data on home mortgage lending to help identify discriminatory lending patterns and ensure fair access to credit.
-
B.
Secure and Fair Enforcement for Mortgage Licensing Act
The Secure and Fair Enforcement for Mortgage Licensing Act is a U.S. law that establishes nationwide standards and a registration system to enhance accountability and consumer protection in the residential mortgage industry.
-
C.
Real Estate Settlement Procedures Act
The Real Estate Settlement Procedures Act is a U.S. federal law that protects homebuyers by requiring transparency and prohibiting abusive practices in real estate settlement and mortgage lending.
-
D.
Regulation Z
chosen
Regulation Z is a key U.S. federal rule implementing the Truth in Lending Act, requiring clear disclosure of credit terms and costs to protect consumers in credit transactions.
-
E.
Truth in Lending Act
The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
- F. None of above.
Provenance (5 batches)
The batch behind each pipeline step, in order, with when it ran. Timestamps are batch-level — stages were processed in waves, so the object chain (NER → NED1 → NEDg → NED2) reads in order, but predicate / elicitation batches can sit in a different wave.
| Step | Stage | Batch ID | Status | When |
|---|---|---|---|---|
| creating | Elicitation | batch_69c68812ef7c819099369f51febb725c |
completed | March 27, 2026, 1:37 p.m. |
| NER | Named-entity recognition | batch_69c6d24aaf948190a544cc28b7de67c4 |
completed | March 27, 2026, 6:54 p.m. |
| NED1 | Entity disambiguation (via context triple) | batch_69c712c75b9c819099b0be616925a0b9 |
completed | March 27, 2026, 11:29 p.m. |
| NEDg | Description generation | batch_69c7135106288190b5b20523c3efa229 |
completed | March 27, 2026, 11:31 p.m. |
| NED2 | Entity disambiguation (via description) | batch_69c7141cd52c8190a783590ad1067840 |
completed | March 27, 2026, 11:34 p.m. |
Created at: March 27, 2026, 2:13 p.m.