Triple
T4894194
| Position | Surface form | Disambiguated ID | Type / Status |
|---|---|---|---|
| Subject | U.S. credit unions |
E109632
|
entity |
| Predicate | consumerProtectionLawCoverage |
P49402
|
FINISHED |
| Object |
Truth in Savings Act
The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
|
E479388
|
NE FINISHED |
How this triple was built (5 steps)
Every LLM step that produced this triple, in pipeline order — named-entity classification, the disambiguation choices (the exact options shown, with the pick highlighted), and the generated description. The batch + timestamp of each is in the Provenance table below.
NER
Named-entity recognition
gpt-5-mini
Instruction
Given a phrase, classify it is english named entity (e.g., persons, organizations, works of art) in Latin script, or not (e.g., literals, dates, URLs, verbose phrases). For disambiguation, the statement where the phrase occurs as object is also given. Please return a JSON object with `phrase` (string, the phrase being analyzed) and `is_ne` (boolean, indicating whether the phrase is a Named Entity).
Input
Phrase: Truth in Savings Act | Statement: [U.S. credit unions, consumerProtectionLawCoverage, Truth in Savings Act]
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Truth in Savings Act Context triple: [U.S. credit unions, consumerProtectionLawCoverage, Truth in Savings Act]
-
A.
Truth in Lending Act
The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
-
B.
Gramm-Leach-Bliley Act of 1999
The Gramm-Leach-Bliley Act of 1999 is a U.S. federal law that overhauled financial regulation by repealing key parts of Glass-Steagall, allowing the consolidation of commercial banking, investment banking, and insurance services while imposing new consumer privacy and data protection requirements.
-
C.
Regulation CC
Regulation CC is a U.S. Federal Reserve regulation that governs the availability of funds and the collection and return of checks in the banking system.
-
D.
Regulation Z
Regulation Z is a key U.S. federal rule implementing the Truth in Lending Act, requiring clear disclosure of credit terms and costs to protect consumers in credit transactions.
-
E.
Credit CARD Act of 2009
The Credit CARD Act of 2009 is a U.S. federal law that established significant consumer protections and restrictions on unfair or deceptive credit card industry practices.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NEDg
Description generation
gpt-5.1
Instruction
Generate a one-sentence description of the target entity. You are given a context triple in the form (subject, predicate, object), where the object is the target entity. # Instructions Use the triple to infer relevant information about the entity. Describe the entity based on what is most defining, well-known. Avoid repeating the information from the triple, unless really essential. # Response Format Return only the sentence: "Description: [one-sentence description of the target entity]"
Input
Entity: Truth in Savings Act Triple: [U.S. credit unions, consumerProtectionLawCoverage, Truth in Savings Act]
Generated description
The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Truth in Savings Act Target entity description: The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
-
A.
Truth in Lending Act
The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
-
B.
Gramm-Leach-Bliley Act of 1999
The Gramm-Leach-Bliley Act of 1999 is a U.S. federal law that overhauled financial regulation by repealing key parts of Glass-Steagall, allowing the consolidation of commercial banking, investment banking, and insurance services while imposing new consumer privacy and data protection requirements.
-
C.
Regulation CC
Regulation CC is a U.S. Federal Reserve regulation that governs the availability of funds and the collection and return of checks in the banking system.
-
D.
Regulation Z
Regulation Z is a key U.S. federal rule implementing the Truth in Lending Act, requiring clear disclosure of credit terms and costs to protect consumers in credit transactions.
-
E.
Credit CARD Act of 2009
The Credit CARD Act of 2009 is a U.S. federal law that established significant consumer protections and restrictions on unfair or deceptive credit card industry practices.
- F. None of above. chosen
PD
Predicate disambiguation
gpt-5-mini-2025-08-07
Target predicate: consumerProtectionLawCoverage Context triple: [U.S. credit unions, consumerProtectionLawCoverage, Truth in Savings Act]
-
A.
typicallyCovers
Indicates that one entity is the kind of thing that usually or normally includes, addresses, or encompasses another entity.
-
B.
guaranteeCoverage
Indicates that one party commits to providing financial or protective coverage for another party or specified situation.
-
C.
legalTopicCoverage
chosen
Indicates that one entity (such as a document, service, or resource) addresses, discusses, or is relevant to a particular legal topic or area of law.
-
D.
typeOfDiscriminationCovered
Indicates that a particular kind or category of discriminatory behavior is included within the scope of protections, rules, or analysis.
-
E.
providesCoverage
Indicates that one entity supplies protection, insurance, or service coverage to another entity or for a specified risk or scope.
- F. None of above.
Provenance (6 batches)
The batch behind each pipeline step, in order, with when it ran. Timestamps are batch-level — stages were processed in waves, so the object chain (NER → NED1 → NEDg → NED2) reads in order, but predicate / elicitation batches can sit in a different wave.
| Step | Stage | Batch ID | Status | When |
|---|---|---|---|---|
| creating | Elicitation | batch_69bd4410bbf88190aad50d2451c863d6 |
completed | March 20, 2026, 12:56 p.m. |
| NER | Named-entity recognition | batch_69bd6ffabccc81909115ece1b04e2061 |
completed | March 20, 2026, 4:04 p.m. |
| NED1 | Entity disambiguation (via context triple) | batch_69be6fc2f00881908cae1e68df2019e3 |
completed | March 21, 2026, 10:15 a.m. |
| NEDg | Description generation | batch_69be719fca14819088006bfa592ae5d3 |
completed | March 21, 2026, 10:23 a.m. |
| NED2 | Entity disambiguation (via description) | batch_69be720c2ca88190beed1944a7063197 |
completed | March 21, 2026, 10:25 a.m. |
| PD | Predicate disambiguation | batch_69bd6c2e7b5c8190b8bf9d616dfa24f0 |
completed | March 20, 2026, 3:47 p.m. |
Created at: March 20, 2026, 1:28 p.m.