Triple

T4894194
Position Surface form Disambiguated ID Type / Status
Subject U.S. credit unions E109632 entity
Predicate consumerProtectionLawCoverage P49402 FINISHED
Object Truth in Savings Act
The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
E479388 NE FINISHED

How this triple was built (5 steps)

Every LLM step that produced this triple, in pipeline order — named-entity classification, the disambiguation choices (the exact options shown, with the pick highlighted), and the generated description. The batch + timestamp of each is in the Provenance table below.

NER Named-entity recognition gpt-5-mini
Instruction
Given a phrase, classify it is english named entity (e.g., persons, organizations, works of art) in Latin script, or not (e.g., literals, dates, URLs, verbose phrases). For disambiguation, the statement where the phrase occurs as object is also given. Please return a JSON object with `phrase` (string, the phrase being analyzed) and `is_ne` (boolean, indicating whether the phrase is a Named Entity).
Input
Phrase: Truth in Savings Act | Statement: [U.S. credit unions, consumerProtectionLawCoverage, Truth in Savings Act]
NED1 Entity disambiguation (via context triple) gpt-5-mini-2025-08-07
Target entity: Truth in Savings Act
Context triple: [U.S. credit unions, consumerProtectionLawCoverage, Truth in Savings Act]
  • A. Truth in Lending Act
    The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
  • B. Gramm-Leach-Bliley Act of 1999
    The Gramm-Leach-Bliley Act of 1999 is a U.S. federal law that overhauled financial regulation by repealing key parts of Glass-Steagall, allowing the consolidation of commercial banking, investment banking, and insurance services while imposing new consumer privacy and data protection requirements.
  • C. Regulation CC
    Regulation CC is a U.S. Federal Reserve regulation that governs the availability of funds and the collection and return of checks in the banking system.
  • D. Regulation Z
    Regulation Z is a key U.S. federal rule implementing the Truth in Lending Act, requiring clear disclosure of credit terms and costs to protect consumers in credit transactions.
  • E. Credit CARD Act of 2009
    The Credit CARD Act of 2009 is a U.S. federal law that established significant consumer protections and restrictions on unfair or deceptive credit card industry practices.
  • F. None of above. chosen
  • G. Unsure - the case is ambiguous/there is not enough information to decide.
NEDg Description generation gpt-5.1
Instruction
Generate a one-sentence description of the target entity. 
You are given a context triple in the form (subject, predicate, object), where the object is the target entity. 
# Instructions
Use the triple to infer relevant information about the entity. Describe the entity based on what is most defining, well-known. 
Avoid repeating the information from the triple, unless really essential.
# Response Format
Return only the sentence: "Description: [one-sentence description of the target entity]"
Input
Entity: Truth in Savings Act
Triple: [U.S. credit unions, consumerProtectionLawCoverage, Truth in Savings Act]
Generated description
The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
NED2 Entity disambiguation (via description) gpt-5-mini-2025-08-07
Target entity: Truth in Savings Act
Target entity description: The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
  • A. Truth in Lending Act
    The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
  • B. Gramm-Leach-Bliley Act of 1999
    The Gramm-Leach-Bliley Act of 1999 is a U.S. federal law that overhauled financial regulation by repealing key parts of Glass-Steagall, allowing the consolidation of commercial banking, investment banking, and insurance services while imposing new consumer privacy and data protection requirements.
  • C. Regulation CC
    Regulation CC is a U.S. Federal Reserve regulation that governs the availability of funds and the collection and return of checks in the banking system.
  • D. Regulation Z
    Regulation Z is a key U.S. federal rule implementing the Truth in Lending Act, requiring clear disclosure of credit terms and costs to protect consumers in credit transactions.
  • E. Credit CARD Act of 2009
    The Credit CARD Act of 2009 is a U.S. federal law that established significant consumer protections and restrictions on unfair or deceptive credit card industry practices.
  • F. None of above. chosen
PD Predicate disambiguation gpt-5-mini-2025-08-07
Target predicate: consumerProtectionLawCoverage
Context triple: [U.S. credit unions, consumerProtectionLawCoverage, Truth in Savings Act]
  • A. typicallyCovers
    Indicates that one entity is the kind of thing that usually or normally includes, addresses, or encompasses another entity.
  • B. guaranteeCoverage
    Indicates that one party commits to providing financial or protective coverage for another party or specified situation.
  • C. legalTopicCoverage chosen
    Indicates that one entity (such as a document, service, or resource) addresses, discusses, or is relevant to a particular legal topic or area of law.
  • D. typeOfDiscriminationCovered
    Indicates that a particular kind or category of discriminatory behavior is included within the scope of protections, rules, or analysis.
  • E. providesCoverage
    Indicates that one entity supplies protection, insurance, or service coverage to another entity or for a specified risk or scope.
  • F. None of above.

Provenance (6 batches)

The batch behind each pipeline step, in order, with when it ran. Timestamps are batch-level — stages were processed in waves, so the object chain (NER → NED1 → NEDg → NED2) reads in order, but predicate / elicitation batches can sit in a different wave.

Step Stage Batch ID Status When
creating Elicitation batch_69bd4410bbf88190aad50d2451c863d6 completed March 20, 2026, 12:56 p.m.
NER Named-entity recognition batch_69bd6ffabccc81909115ece1b04e2061 completed March 20, 2026, 4:04 p.m.
NED1 Entity disambiguation (via context triple) batch_69be6fc2f00881908cae1e68df2019e3 completed March 21, 2026, 10:15 a.m.
NEDg Description generation batch_69be719fca14819088006bfa592ae5d3 completed March 21, 2026, 10:23 a.m.
NED2 Entity disambiguation (via description) batch_69be720c2ca88190beed1944a7063197 completed March 21, 2026, 10:25 a.m.
PD Predicate disambiguation batch_69bd6c2e7b5c8190b8bf9d616dfa24f0 completed March 20, 2026, 3:47 p.m.
Created at: March 20, 2026, 1:28 p.m.