Commissioner of Financial Protection and Innovation

E927678

The Commissioner of Financial Protection and Innovation is California’s chief financial regulator responsible for overseeing and enforcing state laws governing financial services, consumer protection, and financial innovation.

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Predicate Object
instanceOf financial regulatory authority
state government office
agencyRenamedFrom California Department of Business Oversight NERFINISHED
alsoKnownAs California Commissioner of Financial Protection and Innovation NERFINISHED
DFPI Commissioner NERFINISHED
appliesTo financial institutions operating under California law
non‑bank financial service providers subject to California licensing
appointedBy Governor of California
collaboratesWith federal financial regulators
other state financial regulatory agencies
confirmedBy California State Senate NERFINISHED
country United States of America
surface form: United States
goal fostering fair, transparent, and responsible financial innovation
protection of California consumers in financial markets
hasAuthority to bring enforcement actions against regulated entities
to impose administrative penalties for violations of California financial laws
to issue licenses and revoke licenses of financial service providers
to issue regulations implementing California financial laws
headOf California Department of Financial Protection and Innovation NERFINISHED
jurisdiction California, United States
surface form: State of California
legalBasis California Consumer Financial Protection Law NERFINISHED
California Financial Code NERFINISHED
locatedIn California, United States
surface form: California
mandate to ensure compliance with California financial statutes and regulations
to protect Californians from unfair, deceptive, or abusive financial practices
oversees California‑chartered banks
California‑chartered credit unions
certain fintech and innovative financial products within California jurisdiction
certain securities and investment businesses under California law
state‑licensed money transmitters
partOf California state government NERFINISHED
positionHeldBy head of the California Department of Financial Protection and Innovation
predecessorOffice Commissioner of Business Oversight NERFINISHED
responsibleFor consumer protection in financial services markets
enforcement of California consumer financial protection laws
licensing and supervision of financial service providers under California law
oversight of financial services in California
promotion of responsible financial innovation
regulation of certain non‑bank financial service providers
regulation of state‑licensed financial institutions
scope state‑level financial regulation
seat Sacramento, California NERFINISHED
sector financial services regulation
subordinateTo Governor of California NERFINISHED
workLocation California Department of Financial Protection and Innovation headquarters NERFINISHED

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California Financial Code enforcedBy Commissioner of Financial Protection and Innovation