Division of Depositor and Consumer Protection
E801307
The Division of Depositor and Consumer Protection is an FDIC division responsible for overseeing consumer protection, fair lending, and community reinvestment compliance within the U.S. banking system.
Statements (43)
| Predicate | Object |
|---|---|
| instanceOf |
FDIC division
ⓘ
government organization unit ⓘ |
| collaboratesWith |
Consumer Financial Protection Bureau
NERFINISHED
ⓘ
Federal Reserve System NERFINISHED ⓘ Office of the Comptroller of the Currency NERFINISHED ⓘ state banking regulators ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| enforces |
Community Reinvestment Act requirements for FDIC‑supervised institutions
ⓘ
fair lending laws applicable to FDIC‑supervised institutions ⓘ federal consumer protection statutes applicable to FDIC‑supervised institutions ⓘ |
| focusesOn |
access to banking services for underserved communities
ⓘ
consumer financial education ⓘ consumer protection in credit products ⓘ consumer protection in deposit products ⓘ consumer protection in payment services ⓘ financial inclusion ⓘ |
| goal |
ensure banks treat consumers fairly
ⓘ
promote responsible lending practices ⓘ support community development and reinvestment ⓘ |
| jurisdiction | United States banking system NERFINISHED ⓘ |
| oversees | FDIC regional and field consumer compliance examination staff ⓘ |
| parentOrganization | FDIC Board of Directors NERFINISHED ⓘ |
| partOf | Federal Deposit Insurance Corporation NERFINISHED ⓘ |
| regulates |
FDIC‑supervised savings institutions
ⓘ
FDIC‑supervised state nonmember banks ⓘ |
| responsibleFor |
community reinvestment compliance supervision
ⓘ
compliance with federal consumer protection laws and regulations ⓘ consumer compliance examinations of FDIC‑supervised banks ⓘ consumer protection supervision of FDIC‑supervised institutions ⓘ consumer research and analysis related to banking products and services ⓘ fair lending supervision of FDIC‑supervised institutions ⓘ implementation of fair lending laws for FDIC‑supervised institutions ⓘ implementation of the Community Reinvestment Act for FDIC‑supervised institutions ⓘ outreach to banks on consumer compliance issues ⓘ outreach to community organizations on consumer financial issues ⓘ policy development for consumer protection and compliance ⓘ |
| sector |
consumer protection regulation
ⓘ
financial regulation ⓘ |
| usesInstrument |
consumer compliance examinations
ⓘ
enforcement actions ⓘ industry outreach and training ⓘ supervisory guidance ⓘ |
| website | https://www.fdic.gov ⓘ |
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.