U.S. Small Business Administration loan programs
E749743
U.S. Small Business Administration loan programs are federally backed financing options designed to help small businesses start, operate, and expand by providing more accessible credit terms through participating lenders.
Observed surface forms (2)
| Surface form | Occurrences |
|---|---|
| SBA Express Loan Program | 1 |
| Small Business Administration loan programs | 1 |
Statements (63)
| Predicate | Object |
|---|---|
| instanceOf | government-backed small business financing program portfolio ⓘ |
| administeredBy | U.S. Small Business Administration NERFINISHED ⓘ |
| backedBy | federal government of the United States NERFINISHED ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| eligibilityCriteria |
must demonstrate ability to repay the loan
ⓘ
must demonstrate need for credit not available on reasonable terms elsewhere ⓘ must meet SBA definition of small business ⓘ must operate for profit for most programs ⓘ must operate in the United States or its territories ⓘ |
| feature |
SBA review or approval for many loans
ⓘ
credit underwriting by private lenders ⓘ longer repayment terms than conventional loans ⓘ partial government guarantee of loan principal ⓘ potentially lower down payments ⓘ use of proceeds restrictions and guidelines ⓘ |
| guaranteeProvider | U.S. Small Business Administration NERFINISHED ⓘ |
| implementedThrough |
banks
ⓘ
credit unions ⓘ non-bank lenders ⓘ participating lenders ⓘ |
| includesProgram |
SBA 504 Loan Program
NERFINISHED
ⓘ
SBA 7(a) Loan Program NERFINISHED ⓘ SBA CAPLines Program NERFINISHED ⓘ SBA Community Advantage Program NERFINISHED ⓘ SBA Disaster Loan Program NERFINISHED ⓘ SBA Export Express Program NERFINISHED ⓘ SBA Export Loan Programs NERFINISHED ⓘ SBA Export Working Capital Program NERFINISHED ⓘ SBA Express Loan Program NERFINISHED ⓘ SBA International Trade Loan Program NERFINISHED ⓘ SBA Microloan Program NERFINISHED ⓘ SBA Veterans Advantage initiatives NERFINISHED ⓘ |
| intendedEffect |
encourage lenders to extend credit to higher-risk small businesses
ⓘ
promote economic development ⓘ support job creation and retention ⓘ |
| legalBasis | Small Business Act of 1953 and subsequent amendments NERFINISHED ⓘ |
| oversightBy | U.S. Congress NERFINISHED ⓘ |
| purpose |
facilitate access to credit for small businesses
ⓘ
support small business creation ⓘ support small business expansion ⓘ support small business working capital needs ⓘ |
| regulates |
eligible business types
ⓘ
eligible use of funds ⓘ fee structures ⓘ guarantee percentages ⓘ maximum loan amounts by program ⓘ |
| riskMitigationMechanism | federal loan guarantees to lenders ⓘ |
| sector | small business finance ⓘ |
| supportsUseCase |
business acquisition
ⓘ
debt refinancing under certain conditions ⓘ disaster recovery and rebuilding ⓘ equipment purchase ⓘ export development and financing ⓘ inventory purchase ⓘ real estate acquisition ⓘ working capital financing ⓘ |
| targetBeneficiary |
eligible agricultural enterprises
ⓘ
eligible nonprofit organizations ⓘ small businesses ⓘ startups ⓘ |
| typicalLoanSizeRange |
504 loans for major fixed assets often in the millions
GENERATED
ⓘ
7(a) loans up to multi-million dollar limits GENERATED ⓘ microloans up to around $50,000 GENERATED ⓘ |
Referenced by (3)
Full triples — surface form annotated when it differs from this entity's canonical label.
Small Business Administration 7(a) Loan Program
→
partOf
→
U.S. Small Business Administration loan programs
ⓘ
Small Business Administration 7(a) Loan Program
→
relatedProgram
→
U.S. Small Business Administration loan programs
ⓘ
this entity surface form:
SBA Express Loan Program
United States federal programs
→
notableExample
→
U.S. Small Business Administration loan programs
ⓘ
this entity surface form:
Small Business Administration loan programs