Aldrich Plan

E649325

The Aldrich Plan was an early 20th-century proposal for a centralized U.S. banking system that served as a key precursor to the creation of the Federal Reserve System.

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Statements (46)

Predicate Object
instanceOf banking reform proposal
monetary reform plan
aimedTo create a centralized U.S. banking system
appliesToJurisdiction United States government
surface form: United States federal government
country United States of America
surface form: United States
criticizedFor insufficient public control
perceived domination by private bankers
describedIn reports of the National Monetary Commission
draftedBy National Monetary Commission NERFINISHED
field banking regulation
monetary policy
followedBy Federal Reserve Act NERFINISHED
genre economic policy proposal
hasEffectOn design of U.S. central banking framework
hasPart proposal for a National Reserve Association
historicalSignificance key precursor to the creation of the Federal Reserve System
inception 1910
early 20th century
influenced Federal Reserve Act of 1913 NERFINISHED
influencedAspectOf regional structure of the Federal Reserve System
role of a central reserve institution in the U.S.
influencedBy European central banking models
legislativeBodyConsideredBy United States Congress NERFINISHED
legislativeOutcome not enacted as originally proposed
locationOfDrafting Jekyll Island, Georgia NERFINISHED
mainSubject banking system reform
central banking
motivation address weaknesses revealed by the Panic of 1907
prevent future financial panics
namedAfter Nelson W. Aldrich NERFINISHED
opposedBy Democratic Party leaders NERFINISHED
Progressive reformers
precursorOf Federal Reserve System NERFINISHED
proposedBy Nelson W. Aldrich NERFINISHED
proposedFunction act as lender of last resort
hold bank reserves
provide an elastic currency
rediscount commercial paper
proposedOrganization National Reserve Association NERFINISHED
proposedStructure centralized reserve association with regional branches
relatedToEvent Panic of 1907 NERFINISHED
supportedBy Wall Street financial interests
large commercial banks
timePeriod Progressive Era NERFINISHED
topic currency reform
financial stability

Referenced by (2)

Full triples — surface form annotated when it differs from this entity's canonical label.