Raiffeisen banks
E605950
Raiffeisen banks are a network of cooperative, locally owned financial institutions that provide retail banking services, primarily to individuals and small businesses, especially in rural and regional areas.
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf |
cooperative bank network
ⓘ
financial institution network ⓘ retail bank ⓘ |
| bankingModel | cooperative ⓘ |
| businessModelFeature |
community-oriented
ⓘ
member-owned ⓘ |
| coreActivity |
accepting deposits
ⓘ
granting loans ⓘ payment services ⓘ |
| customerFocus | financial inclusion in rural areas ⓘ |
| economicRole |
financing small and medium-sized enterprises
ⓘ
supporting local economies ⓘ |
| fundingSource |
local savings
ⓘ
member deposits ⓘ |
| governancePrinciple | one member one vote ⓘ |
| organizationalCharacteristic |
decentralized structure
ⓘ
federated network of local cooperatives ⓘ |
| organizationalForm | network of local banks ⓘ |
| ownershipStructure | locally owned ⓘ |
| primaryServiceType | retail banking services ⓘ |
| profitOrientation | not primarily profit-maximizing ⓘ |
| profitUse | reinvested in cooperative or community ⓘ |
| regulatoryCategory | credit institution ⓘ |
| riskProfileCharacteristic | focus on local credit risk ⓘ |
| sector |
banking
ⓘ
cooperative finance ⓘ |
| serviceChannel |
branch network
ⓘ
mobile banking ⓘ online banking ⓘ |
| serviceCharacteristic |
local decision-making
ⓘ
relationship banking ⓘ |
| stakeholderGroup |
local communities
ⓘ
members ⓘ |
| targetSegment | local communities ⓘ |
| typicalCustomer |
individuals
ⓘ
small businesses ⓘ |
| typicalLoanPurpose |
agricultural financing
ⓘ
household consumption financing ⓘ local business investment ⓘ |
| typicalProduct |
consumer loans
ⓘ
current accounts ⓘ mortgages ⓘ savings accounts ⓘ small business loans ⓘ |
| typicalServiceArea |
regional areas
ⓘ
rural areas ⓘ |
| valueProposition |
knowledge of local conditions
ⓘ
proximity to customers ⓘ |
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.
subject surface form:
Cantonal banks