FFELP

E579820

FFELP is a former U.S. federal student loan program in which private lenders issued education loans that were guaranteed and subsidized by the federal government.

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Statements (47)

Predicate Object
instanceOf United States federal student loan program
student financial aid program
administeredBy U.S. Department of Education NERFINISHED
alsoKnownAs FFEL Program NERFINISHED
beneficiary graduate students
parents of dependent students
professional students
undergraduate students
borrower parents of students
students
country United States of America
surface form: United States
endOfNewOriginations 2010
July 1, 2010
fullName Federal Family Education Loan Program NERFINISHED
fundingModel federally guaranteed, privately issued loans
guaranteeProvider federal government of the United States NERFINISHED
guarantyAgencyRole insure lenders against borrower default
hasFeature federal default guarantees to lenders
income-based repayment options (for some loans)
interest subsidies for eligible borrowers
use of guaranty agencies
interestSubsidy federal government paid interest on some subsidized loans while borrower was in school
involves federal government guarantees
federal government subsidies
private lenders
legalBasis Higher Education Act of 1965 NERFINISHED
loanCategory Consolidation Loans
Federal Perkins Loans NERFINISHED
PLUS Loans
Stafford Loans NERFINISHED
loanDisbursement loans originated and serviced by private lenders
loanType education loan
federal student loan
operatedBy U.S. Department of Education NERFINISHED
policyChange ended by Health Care and Education Reconciliation Act of 2010
purpose to increase access to postsecondary education
to provide federally guaranteed student loans through private lenders
regulator U.S. Department of Education NERFINISHED
relatedTo Higher Education Act Title IV programs NERFINISHED
William D. Ford Federal Direct Loan Program NERFINISHED
repaymentResponsibility borrower repays lender, not the federal government directly
replacedBy William D. Ford Federal Direct Loan Program NERFINISHED
riskAllocation credit risk largely borne by federal government through guarantees
sector higher education finance
status discontinued for new loans
targetPopulation U.S. residents seeking postsecondary education
timePeriod late 1960s to 2010 for new originations

Referenced by (1)

Full triples — surface form annotated when it differs from this entity's canonical label.