Revised Pay As You Earn
E576955
Revised Pay As You Earn (REPAYE) is a federal student loan repayment plan that bases monthly payments on a percentage of the borrower's discretionary income and offers loan forgiveness after a set number of qualifying years.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Revised Pay As You Earn canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T6245824 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Revised Pay As You Earn Context triple: [Graduated Repayment Plan, comparedWith, Revised Pay As You Earn]
-
A.
Income-Contingent Repayment Plan (ICR)
The Income-Contingent Repayment Plan (ICR) is a federal student loan repayment option that bases monthly payments on a borrower’s income, family size, and loan balance, potentially extending the repayment term and offering forgiveness of any remaining balance after a set period.
-
B.
Graduated Repayment Plan
The Graduated Repayment Plan is a federal student loan repayment option where payments start low and increase at set intervals, typically every two years, to help borrowers whose income is expected to rise over time.
-
C.
Standard Repayment Plan
The Standard Repayment Plan is a federal student loan repayment option that requires fixed monthly payments over a set term, typically resulting in less interest paid over time compared with extended or income-driven plans.
-
D.
Supplemental Revenue Assistance Payments Program
The Supplemental Revenue Assistance Payments Program is a U.S. federal farm support program that provides financial assistance to agricultural producers who suffer crop losses due to natural disasters.
-
E.
Cross‑Servicing Program
The Cross‑Servicing Program is a federal debt collection initiative that centralizes and manages delinquent debts owed to U.S. government agencies to improve recovery and compliance.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Revised Pay As You Earn Target entity description: Revised Pay As You Earn (REPAYE) is a federal student loan repayment plan that bases monthly payments on a percentage of the borrower's discretionary income and offers loan forgiveness after a set number of qualifying years.
-
A.
Income-Contingent Repayment Plan (ICR)
The Income-Contingent Repayment Plan (ICR) is a federal student loan repayment option that bases monthly payments on a borrower’s income, family size, and loan balance, potentially extending the repayment term and offering forgiveness of any remaining balance after a set period.
-
B.
Graduated Repayment Plan
The Graduated Repayment Plan is a federal student loan repayment option where payments start low and increase at set intervals, typically every two years, to help borrowers whose income is expected to rise over time.
-
C.
Standard Repayment Plan
The Standard Repayment Plan is a federal student loan repayment option that requires fixed monthly payments over a set term, typically resulting in less interest paid over time compared with extended or income-driven plans.
-
D.
Supplemental Revenue Assistance Payments Program
The Supplemental Revenue Assistance Payments Program is a U.S. federal farm support program that provides financial assistance to agricultural producers who suffer crop losses due to natural disasters.
-
E.
Cross‑Servicing Program
The Cross‑Servicing Program is a federal debt collection initiative that centralizes and manages delinquent debts owed to U.S. government agencies to improve recovery and compliance.
- F. None of above. chosen
Statements (43)
| Predicate | Object |
|---|---|
| instanceOf |
federal student loan repayment plan
ⓘ
income-driven repayment plan ⓘ |
| abbreviation | REPAYE NERFINISHED ⓘ |
| administeredBy | U.S. Department of Education NERFINISHED ⓘ |
| allows | spousal income consideration depending on tax filing status ⓘ |
| appliesTo |
borrowers with partial financial hardship
ⓘ
federal Direct Loans ⓘ |
| availableTo | borrowers with eligible Direct Loans regardless of when they borrowed ⓘ |
| considers |
family size
ⓘ
state of residence ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| differsFrom | Pay As You Earn repayment plan ⓘ |
| documentationRequired |
household information
ⓘ
proof of income ⓘ |
| eligibleLoanType |
Direct Consolidation Loans
NERFINISHED
ⓘ
Direct PLUS Loans made to graduate or professional students ⓘ Direct Subsidized Loans ⓘ Direct Unsubsidized Loans NERFINISHED ⓘ |
| excludesEligibilityFor |
Direct Consolidation Loans that repaid Parent PLUS Loans
ⓘ
Parent PLUS Loans NERFINISHED ⓘ |
| feature | interest subsidy on unpaid interest for certain periods ⓘ |
| forgivenessAvailableAfter |
20 years of qualifying payments for undergraduate loans
ⓘ
25 years of qualifying payments for graduate or professional loans ⓘ |
| forgivenessTaxTreatment | forgiven balance may be treated as taxable income under prior law ⓘ |
| goal |
make student loan payments more affordable
ⓘ
provide eventual loan forgiveness ⓘ |
| introducedBy | Obama administration NERFINISHED ⓘ |
| legalAuthority | Higher Education Act of 1965 as amended NERFINISHED ⓘ |
| mayResultIn |
higher total interest paid compared with standard repayment
ⓘ
longer repayment term than standard repayment ⓘ |
| offers | loan forgiveness ⓘ |
| partOf | federal income-driven repayment options ⓘ |
| paymentAdjustment | payments recalculated annually based on updated income ⓘ |
| paymentBasis | borrower discretionary income ⓘ |
| paymentFrequency | monthly ⓘ |
| paymentPercentageCap | 10 percent of discretionary income ⓘ |
| replacedBy | Saving on a Valuable Education plan ⓘ |
| requires |
annual family size recertification
ⓘ
annual income recertification ⓘ application through federal loan servicer ⓘ |
| startDate | December 2015 ⓘ |
| subjectTo | federal regulations on student loan repayment ⓘ |
| usesDefinitionOf | discretionary income as income above 150 percent of the federal poverty guideline ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Revised Pay As You Earn Description of subject: Revised Pay As You Earn (REPAYE) is a federal student loan repayment plan that bases monthly payments on a percentage of the borrower's discretionary income and offers loan forgiveness after a set number of qualifying years.
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.