PLUS Loan

E576951

A PLUS Loan is a federal student loan that allows graduate students and parents of dependent undergraduates to borrow funds to help pay for education costs not covered by other financial aid.

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Statements (50)

Predicate Object
instanceOf Direct PLUS Loan
United States federal financial aid program
federal student loan
administeredBy U.S. Department of Education NERFINISHED
availableTo graduate students
parents of dependent undergraduate students
professional students
borrower graduate or professional student
parent of dependent undergraduate student
borrowerMustBe U.S. citizen or eligible noncitizen
canBeDeniedForAdverseCredit true
cannotBeTransferredToStudent Parent PLUS Loan
country United States of America
surface form: United States
creditHistoryRequirement no adverse credit history
disbursementMethod electronic funds transfer to school
eligibleFor Public Service Loan Forgiveness (if otherwise qualifying) NERFINISHED
consolidation into Direct Consolidation Loan
deferment
forbearance
excessFundsRefundedTo borrower or student, depending on authorization
fundsDisbursedThrough school
gradPLUSBorrower student is legally responsible for repayment
interestAccruesDuring deferment
forbearance
grace period
in-school period
interestRateChangesForNewLoans annually
interestRateSetBy federal law
interestRateType fixed interest rate
loanType unsubsidized loan
maximumAmount cost of attendance minus other financial aid
mayRequireEndorser if borrower has adverse credit history
originationFee charged
parentPLUSBorrower is legally responsible for repayment
partOf William D. Ford Federal Direct Loan Program NERFINISHED
purpose help pay for education costs not covered by other financial aid
regulatedBy Higher Education Act of 1965 NERFINISHED
repaymentBegins after full disbursement
repaymentOptionsInclude extended repayment plan
graduated repayment plan
standard repayment plan
requiresCreditCheck true
requiresFAFSA true
schoolMayReduceAmount true
schoolMayRefuseToCertify true
usedFor books and supplies
other education-related expenses
room and board
transportation
tuition and fees

Referenced by (1)

Full triples — surface form annotated when it differs from this entity's canonical label.