PLUS Loan
E576951
A PLUS Loan is a federal student loan that allows graduate students and parents of dependent undergraduates to borrow funds to help pay for education costs not covered by other financial aid.
All labels observed (1)
| Label | Occurrences |
|---|---|
| PLUS Loan canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T6245744 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: PLUS Loan Context triple: [Federal Family Education Loan Program, loanTypeOffered, PLUS Loan]
-
A.
Direct Unsubsidized Loan
A Direct Unsubsidized Loan is a federal student loan that accrues interest from disbursement and is available to eligible undergraduate, graduate, and professional students regardless of financial need.
-
B.
Subsidized Federal Stafford Loan
A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.
-
C.
Federal Perkins Loan
A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.
-
D.
Federal Family Education Loan Program
The Federal Family Education Loan Program was a U.S. government-backed student loan system in which private lenders issued education loans that were guaranteed and subsidized by the federal government.
-
E.
Native American Direct Loan program
The Native American Direct Loan program is a U.S. Department of Veterans Affairs home loan benefit that provides direct mortgage loans to eligible Native American veterans for housing on federal trust land.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: PLUS Loan Target entity description: A PLUS Loan is a federal student loan that allows graduate students and parents of dependent undergraduates to borrow funds to help pay for education costs not covered by other financial aid.
-
A.
Direct Unsubsidized Loan
A Direct Unsubsidized Loan is a federal student loan that accrues interest from disbursement and is available to eligible undergraduate, graduate, and professional students regardless of financial need.
-
B.
Subsidized Federal Stafford Loan
A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.
-
C.
Federal Perkins Loan
A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.
-
D.
Federal Family Education Loan Program
The Federal Family Education Loan Program was a U.S. government-backed student loan system in which private lenders issued education loans that were guaranteed and subsidized by the federal government.
-
E.
Native American Direct Loan program
The Native American Direct Loan program is a U.S. Department of Veterans Affairs home loan benefit that provides direct mortgage loans to eligible Native American veterans for housing on federal trust land.
- F. None of above. chosen
Statements (50)
| Predicate | Object |
|---|---|
| instanceOf |
Direct PLUS Loan
ⓘ
United States federal financial aid program ⓘ federal student loan ⓘ |
| administeredBy | U.S. Department of Education NERFINISHED ⓘ |
| availableTo |
graduate students
ⓘ
parents of dependent undergraduate students ⓘ professional students ⓘ |
| borrower |
graduate or professional student
ⓘ
parent of dependent undergraduate student ⓘ |
| borrowerMustBe | U.S. citizen or eligible noncitizen ⓘ |
| canBeDeniedForAdverseCredit | true ⓘ |
| cannotBeTransferredToStudent | Parent PLUS Loan ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| creditHistoryRequirement | no adverse credit history ⓘ |
| disbursementMethod | electronic funds transfer to school ⓘ |
| eligibleFor |
Public Service Loan Forgiveness (if otherwise qualifying)
NERFINISHED
ⓘ
consolidation into Direct Consolidation Loan ⓘ deferment ⓘ forbearance ⓘ |
| excessFundsRefundedTo | borrower or student, depending on authorization ⓘ |
| fundsDisbursedThrough | school ⓘ |
| gradPLUSBorrower | student is legally responsible for repayment ⓘ |
| interestAccruesDuring |
deferment
ⓘ
forbearance ⓘ grace period ⓘ in-school period ⓘ |
| interestRateChangesForNewLoans | annually ⓘ |
| interestRateSetBy | federal law ⓘ |
| interestRateType | fixed interest rate ⓘ |
| loanType | unsubsidized loan ⓘ |
| maximumAmount | cost of attendance minus other financial aid ⓘ |
| mayRequireEndorser | if borrower has adverse credit history ⓘ |
| originationFee | charged ⓘ |
| parentPLUSBorrower | is legally responsible for repayment ⓘ |
| partOf | William D. Ford Federal Direct Loan Program NERFINISHED ⓘ |
| purpose | help pay for education costs not covered by other financial aid ⓘ |
| regulatedBy | Higher Education Act of 1965 NERFINISHED ⓘ |
| repaymentBegins | after full disbursement ⓘ |
| repaymentOptionsInclude |
extended repayment plan
ⓘ
graduated repayment plan ⓘ standard repayment plan ⓘ |
| requiresCreditCheck | true ⓘ |
| requiresFAFSA | true ⓘ |
| schoolMayReduceAmount | true ⓘ |
| schoolMayRefuseToCertify | true ⓘ |
| usedFor |
books and supplies
ⓘ
other education-related expenses ⓘ room and board ⓘ transportation ⓘ tuition and fees ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: PLUS Loan Description of subject: A PLUS Loan is a federal student loan that allows graduate students and parents of dependent undergraduates to borrow funds to help pay for education costs not covered by other financial aid.
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.