Subsidized Federal Stafford Loan
E576117
A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.
All labels observed (5)
| Label | Occurrences |
|---|---|
| Direct Subsidized Loans | 1 |
| FFEL Subsidized Stafford Loans | 1 |
| Stafford Loan program | 1 |
| Stafford federal student loan program | 1 |
| Subsidized Federal Stafford Loan canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T6167177 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Subsidized Federal Stafford Loan Context triple: [Direct Consolidation Loan, eligibleLoanType, Subsidized Federal Stafford Loan]
-
A.
Direct Unsubsidized Loan
A Direct Unsubsidized Loan is a federal student loan that accrues interest from disbursement and is available to eligible undergraduate, graduate, and professional students regardless of financial need.
-
B.
Federal Perkins Loan
A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.
-
C.
Federal Direct Student Loan Program
The Federal Direct Student Loan Program is a U.S. government initiative that provides low-interest loans directly to students and parents to help pay for higher education.
-
D.
Federal Family Education Loan Program
The Federal Family Education Loan Program was a U.S. government-backed student loan system in which private lenders issued education loans that were guaranteed and subsidized by the federal government.
-
E.
Federal Pell Grant Program
The Federal Pell Grant Program is a U.S. federal financial aid initiative that provides need-based grants to low-income undergraduate students to help pay for college expenses.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Subsidized Federal Stafford Loan Target entity description: A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.
-
A.
Direct Unsubsidized Loan
A Direct Unsubsidized Loan is a federal student loan that accrues interest from disbursement and is available to eligible undergraduate, graduate, and professional students regardless of financial need.
-
B.
Federal Perkins Loan
A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.
-
C.
Federal Direct Student Loan Program
The Federal Direct Student Loan Program is a U.S. government initiative that provides low-interest loans directly to students and parents to help pay for higher education.
-
D.
Federal Family Education Loan Program
The Federal Family Education Loan Program was a U.S. government-backed student loan system in which private lenders issued education loans that were guaranteed and subsidized by the federal government.
-
E.
Federal Pell Grant Program
The Federal Pell Grant Program is a U.S. federal financial aid initiative that provides need-based grants to low-income undergraduate students to help pay for college expenses.
- F. None of above. chosen
Statements (49)
| Predicate | Object |
|---|---|
| instanceOf |
Title IV federal student aid program
ⓘ
federal student loan ⓘ subsidized loan ⓘ |
| awardBasis | financial need as determined by federal formula ⓘ |
| awardedBy | college or university financial aid office ⓘ |
| beneficiary | undergraduate students with financial need ⓘ |
| borrowerType | student borrower ⓘ |
| cosignerRequirement | no cosigner generally required ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| creditCheckRequired | no standard credit check required ⓘ |
| defermentOptions |
economic hardship deferment
ⓘ
in-school deferment ⓘ unemployment deferment ⓘ |
| disbursement |
excess funds may be refunded to student
ⓘ
sent to school to pay tuition and fees first ⓘ |
| eligibility |
must be U.S. citizen or eligible noncitizen
ⓘ
must be enrolled at least half-time ⓘ must be enrolled in an eligible degree or certificate program ⓘ must demonstrate financial need ⓘ must have a high school diploma or equivalent ⓘ must have a valid Social Security number ⓘ must maintain satisfactory academic progress ⓘ must not be in default on a federal student loan ⓘ must not owe an overpayment on federal student aid ⓘ undergraduate students only ⓘ |
| ffelProgramStatus | FFEL Program ended for new loans in 2010 ⓘ |
| forgivenessEligibility |
may qualify for Public Service Loan Forgiveness if other criteria met
ⓘ
may qualify for income-driven repayment forgiveness if other criteria met ⓘ |
| fundingSource | William D. Ford Federal Direct Loan Program NERFINISHED ⓘ |
| gracePeriodLength | six months ⓘ |
| interestAccrual |
interest begins accruing to borrower after grace period if not in deferment
ⓘ
no interest charged to borrower during in-school, grace, and deferment periods ⓘ |
| interestCoveragePeriod |
during authorized deferment periods
ⓘ
during six-month grace period after leaving school ⓘ while borrower is enrolled at least half-time ⓘ |
| interestPaidBy | U.S. federal government NERFINISHED ⓘ |
| interestRateType | fixed interest rate for each academic year cohort ⓘ |
| loanLimitType |
aggregate loan limits
ⓘ
annual loan limits ⓘ |
| previousProgramName | Federal Family Education Loan (FFEL) Program Stafford Loan NERFINISHED ⓘ |
| providedBy | U.S. Department of Education NERFINISHED ⓘ |
| regulatedBy | Higher Education Act of 1965 NERFINISHED ⓘ |
| repaymentPlanOptions |
Extended Repayment Plan
ⓘ
Graduated Repayment Plan NERFINISHED ⓘ Standard Repayment Plan ⓘ income-driven repayment plans ⓘ |
| repaymentStart | after six-month grace period following less-than-half-time enrollment, graduation, or withdrawal ⓘ |
| requires | completion of the Free Application for Federal Student Aid (FAFSA) ⓘ |
| subsidyType | interest subsidy ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Subsidized Federal Stafford Loan Description of subject: A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.
Referenced by (5)
Full triples — surface form annotated when it differs from this entity's canonical label.
this entity surface form:
Direct Subsidized Loans
this entity surface form:
FFEL Subsidized Stafford Loans
this entity surface form:
Stafford Loan program
this entity surface form:
Stafford federal student loan program