Federal Perkins Loan

E572501

A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.

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Statements (49)

Predicate Object
instanceOf United States federal student aid program
student loan program
administeredBy U.S. Department of Education NERFINISHED
authorizedBy Higher Education Act of 1965 NERFINISHED
collectionMethods may be assigned to U.S. Department of Education for collection
country United States of America
surface form: United States
createdForPurpose to assist students with exceptional financial need
defaultConsequence loss of deferment and cancellation benefits
negative credit reporting
defermentOptions economic hardship deferment
in-school deferment
unemployment deferment
disbursementMethod through participating schools
distinguishedFrom Direct Subsidized Loan NERFINISHED
Direct Unsubsidized Loan NERFINISHED
Federal PLUS Loan NERFINISHED
eligibilityCriterion exceptional financial need
forgivenessOptions cancellation for certain Head Start or early childhood education service
cancellation for certain law enforcement or corrections service
cancellation for certain military service
cancellation for certain nursing or medical technician service
cancellation for certain volunteer service such as Peace Corps
cancellation for service in low-income schools
public service cancellation in certain fields
teacher loan cancellation
formerlyKnownAs National Defense Student Loan NERFINISHED
National Direct Student Loan NERFINISHED
fundingSource federal government
participating institutions
gracePeriod 9 months after leaving school or dropping below half-time
interestAccrual no interest charged while student is in school at least half-time
interestRate 5 percent fixed
interestType fixed interest loan
lastDisbursementDate June 30, 2018
loanType campus-based loan
maximumAggregateAmountGraduate $60,000 including undergraduate Perkins
maximumAggregateAmountUndergraduate $27,500
maximumAnnualAmountGraduate $8,000
maximumAnnualAmountUndergraduate $5,500
needBased true
programEndDate September 30, 2017
programStructure revolving loan fund at participating institutions
repaidTo school or school’s servicer
repaymentResponsibility school-based billing and collection
repaymentStatus existing loans still repayable
status discontinued
subsidized true
targetPopulation graduate students
undergraduate students

Referenced by (1)

Full triples — surface form annotated when it differs from this entity's canonical label.

Direct Consolidation Loan eligibleLoanType Federal Perkins Loan