EPO

E571966

EPO is a type of health insurance plan that covers services only from a specific network of providers, except in emergencies.

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Statements (30)

Predicate Object
instanceOf health insurance plan type
managed care health plan
comparedWith HMO NERFINISHED
POS plan
PPO NERFINISHED
differsFrom PPO by generally not covering out-of-network non-emergency care
hasBenefitDesign emergency services covered regardless of network status
no coverage or limited coverage for non-emergency out-of-network services
hasCostCharacteristic typically has higher cost-sharing than HMO plans in some markets
typically has lower premiums than PPO plans with similar benefits
hasCoverageRestriction covers services only from a specific network of providers
hasException allows out-of-network care in emergencies
hasGeographicScope network is usually limited to a defined geographic area
hasLegalClassification managed care organization product type
hasMemberObligation members must verify that providers are in-network to receive full benefits
hasNetworkRequirement members must use in-network providers for covered non-emergency care
hasNetworkType exclusive provider network
hasPaymentModel uses negotiated rates with in-network providers
hasPrimaryCarePhysicianRequirement may or may not require selection of a primary care physician depending on plan design
hasReferralRequirement often does not require referrals for specialists within the network
hasTargetEnrollee consumers willing to trade provider choice for lower premiums
hasUtilizationManagement may require prior authorization for certain services
isPartOf U.S. private health insurance system
offeredIn employer-sponsored group health insurance markets
individual health insurance markets
offeredThrough health insurance companies
health insurance marketplaces created under the Affordable Care Act
regulatedBy state insurance departments in the United States
similarTo HMO in restricting coverage to network providers
standsFor Exclusive Provider Organization NERFINISHED

Referenced by (1)

Full triples — surface form annotated when it differs from this entity's canonical label.