Petal

E569817

Petal is a U.S.-based fintech company that offers credit cards and builds credit for consumers using alternative underwriting methods that go beyond traditional credit scores.

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All labels observed (1)

Label Occurrences
Petal canonical 1

Statements (30)

Predicate Object
instanceOf credit card issuer
financial technology company
backedBy venture capital investors
businessModel issuer of unsecured credit cards
cardType unsecured credit card
category fintech startup
country United States of America
surface form: United States
creditBuildingMethod reports to major credit bureaus
focus expanding access to credit
financial inclusion
foundedBy Andrew Endicott NERFINISHED
David Ehrich NERFINISHED
Jason Gross NERFINISHED
foundedIn 2016
goal help consumers build credit responsibly
hasFeature no-credit-history applicants evaluation using cash-flow data
use of bank account data for underwriting
hasProgram credit education resources for cardholders
headquartersLocation New York City
industry consumer finance
financial technology
offers Visa credit cards
product credit cards
regionServed United States of America
surface form: United States
service credit-building services
targetCustomer consumers seeking to build credit
consumers with limited credit history
targetSegment young adults and new-to-credit consumers
underwritingApproach goes beyond traditional credit scores
uses alternative underwriting methods

Referenced by (1)

Full triples — surface form annotated when it differs from this entity's canonical label.