Plan F

E549827

Plan F is a comprehensive Medicare Supplement (Medigap) insurance plan that covers nearly all out-of-pocket costs not paid by Original Medicare, including deductibles, coinsurance, and copayments.

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Statements (45)

Predicate Object
instanceOf Medicare Supplement insurance plan
alsoKnownAs Medicare Supplement Plan F NERFINISHED
Medigap Plan F NERFINISHED
benefitStructure standardized benefits regardless of insurer in most states
comparedWith Medigap Plan G NERFINISHED
covers Medicare Part A coinsurance
Medicare Part A deductible
Medicare Part B coinsurance
Medicare Part B copayments
Medicare Part B deductible
Medicare Part B excess charges
Part A hospice care coinsurance or copayment
first three pints of blood
foreign travel emergency care up to plan limits
skilled nursing facility care coinsurance
describedAs comprehensive Medigap plan
plan that covers nearly all Medicare-approved out-of-pocket costs
differenceFrom Plan G by covering the Medicare Part B deductible
doesNotCover Medicare Part D prescription drug coverage NERFINISHED
long-term custodial care
routine dental care
routine vision care
excludes coverage for services not covered by Medicare, except limited foreign travel emergencies
geographicScope United States NERFINISHED
governedBy federal Medicare rules
state insurance regulations
includesBenefit foreign travel emergency benefit up to 80% after deductible, within plan limits
marketedAs highest level of standardized Medigap coverage
notOfferedTo people who became newly eligible for Medicare on or after January 1, 2020
offeredTo Medicare beneficiaries
people enrolled in Original Medicare
offeredUnder Medicare Supplement Insurance program NERFINISHED
pays 100% of Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
100% of Part B coinsurance after Medicare pays its share
most out-of-pocket costs not paid by Original Medicare
premiumType monthly premium
premiumVariesBy beneficiary age
geographic location
insurance company
tobacco use status
regulatedBy federal Medigap standardization rules in the United States
requires enrollment in Medicare Part A and Part B
soldBy private insurance companies
standardizedIn most U.S. states
stillAvailableTo people who were eligible for Medicare before January 1, 2020

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