Special Flood Hazard Area

E479365

Special Flood Hazard Area is a high-risk flood zone designated on federal flood maps where properties are more likely to experience significant flooding and often require flood insurance.

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Statements (48)

Predicate Object
instanceOf flood hazard designation
regulatory floodplain term
abbreviation SFHA
appearsOn FIRM
Flood Insurance Rate Map NERFINISHED
appliesTo areas with 26 percent chance of flooding over a 30-year mortgage
areas with at least 1 percent annual chance of flooding
cartographicRepresentation shaded or patterned areas on FIRMs
characterizedBy 1-percent-annual-chance flood
100-year flood
base flood
contrastedWith Non-Special Flood Hazard Area
moderate- to low-risk flood zones
definedBy FEMA NERFINISHED
Federal Emergency Management Agency NERFINISHED
definedIn NFIP NERFINISHED
National Flood Insurance Program NERFINISHED
geographicScope United States NERFINISHED
goal reduce flood risk to life and property
support actuarially sound flood insurance rates
governedBy NFIP regulations
hasConsequence additional building and elevation requirements
elevated flood insurance premiums compared to low-risk zones
mandatory purchase of flood insurance for many federally backed mortgages
hasLegalBasis Flood Disaster Protection Act of 1973 NERFINISHED
National Flood Insurance Act of 1968 NERFINISHED
hasRiskLevel high-risk flood zone
includesZone Zone A
Zone A1-A30
Zone A99
Zone AE
Zone AH
Zone AO
Zone AR
Zone V
Zone V1-V30
Zone VE
mappedBy FEMA flood mapping program
monitoredBy local floodplain administrators
regulates development in high-risk flood areas
relatedTo BFE
Base Flood Elevation
requires elevation or floodproofing of new and substantially improved buildings
subjectTo floodplain development permits
timeScale based on statistical flood frequency analysis
usedFor building code requirements
flood insurance rating
floodplain management

Referenced by (1)

Full triples — surface form annotated when it differs from this entity's canonical label.

National Flood Insurance Program defines Special Flood Hazard Area