Disaster Loan Program

E40268

The Disaster Loan Program is a U.S. Small Business Administration initiative that provides low-interest loans to businesses, homeowners, and renters to help them recover from declared disasters.


Statements (47)
Predicate Object
instanceOf United States federal assistance program
loan program
administeredBy SBA Office of Disaster Assistance
U.S. Small Business Administration
appliesTo SBA-declared disasters
federally declared disasters
presidentially declared disasters
canBeUsedFor covering operating expenses not met due to disaster
repair of primary residence
repair or replacement of business assets
replacement of personal property
coordinationWith local emergency management agencies
state emergency management agencies
country United States
eligibilityIncludes homeowners affected by disasters
nonprofit organizations
renters affected by disasters
small businesses
focusesOn long-term disaster recovery needs
fundingSource U.S. federal government
hasPurpose provide financial assistance after disasters
support disaster recovery
interestRateType fixed-rate
low-interest
isPartOf SBA Disaster Assistance Program
isRelatedTo Federal Emergency Management Agency assistance
legalBasis Small Business Act of the United States
loanType economic injury disaster loans
home disaster loans
military reservist economic injury disaster loans
physical disaster loans
mayRequire collateral for larger loans
offers low-interest loans
regulates loan terms for disaster assistance
requires application to the U.S. Small Business Administration
creditworthiness evaluation
demonstration of disaster-related loss
sector disaster recovery finance
public finance
supports business continuity after disasters
repair or replacement of damaged personal property
repair or replacement of damaged real estate
working capital needs after a disaster
targetBeneficiary businesses
homeowners
renters
timeHorizon long-term repayment periods

Referenced by (1)
Subject (surface form when different) Predicate
U.S. Small Business Administration
operatesProgram

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