Chapter 12 – Adjustment of Debts of a Family Farmer or Fisherman with Regular Annual Income

E354494

Chapter 12 – Adjustment of Debts of a Family Farmer or Fisherman with Regular Annual Income is a specialized bankruptcy chapter in U.S. law that provides a streamlined process for financially distressed family farmers and fishermen to reorganize and repay their debts while continuing operations.

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Statements (48)

Predicate Object
instanceOf bankruptcy chapter
legal process
reorganization bankruptcy
administeredBy United States bankruptcy courts
allows modification of secured claims under certain conditions
restructuring of mortgage debt on farm property in some cases
appliesTo family farmers
family fishermen
basedOn concept of regular income repayment plans
benefit allows retention of farm assets in many cases
offers protections tailored to seasonal income patterns
provides structured repayment to creditors
codifiedAs 11 U.S.C. §§ 1201–1231
country United States of America
surface form: United States
createdBy United States Congress
designedFor financially distressed family farmers
financially distressed family fishermen
differsFrom Chapter 11 bankruptcy
Chapter 7 bankruptcy
feature automatic stay on collection actions
court‑supervised repayment plan
reorganization rather than liquidation
streamlined bankruptcy process
trustee oversight
goal avoid liquidation of family farms
avoid liquidation of family fishing businesses
involves filing of a petition in bankruptcy court
submission of a proposed repayment plan
submission of schedules of assets and liabilities
jurisdiction United States of America
surface form: United States
language English
legalBasis Title 11 of the United States Code
objective enable debtor to repay creditors over time
preserve ongoing farming operations
preserve ongoing fishing operations
overseenBy United States Trustee Program
partOf United States bankruptcy law
surface form: United States Bankruptcy Code
purpose adjustment of debts
allow debtor to continue farming operations
allow debtor to continue fishing operations
reorganization of debts
requires confirmation of a repayment plan by the bankruptcy court
meeting statutory definitions of family farmer or family fisherman
regular annual income
similarTo Chapter 13 bankruptcy
targetGroup small to mid‑sized agricultural operations
small to mid‑sized commercial fishing operations
typeOf specialized bankruptcy relief

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Title 11 of the United States Code contains Chapter 12 – Adjustment of Debts of a Family Farmer or Fisherman with Regular Annual Income