COBRA
E34502
COBRA is a U.S. federal law that allows workers and their families to continue group health insurance coverage for limited periods after job loss or other qualifying events.
Statements (40)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal law
→
health insurance continuation law → |
| appliesTo |
employers with 20 or more employees
→
group health plans → private-sector employers → state and local government employers → |
| beneficiary |
covered employees
→
dependent children of covered employees → spouses of covered employees → |
| costResponsibility |
beneficiary generally pays full premium
→
beneficiary may pay up to 102 percent of the cost of coverage → |
| country |
United States
→
|
| coverageDuration |
typically 18 months for job loss or reduction in hours
→
up to 36 months for certain other qualifying events → |
| coverageType |
group health insurance
→
|
| enforcedBy |
Centers for Medicare & Medicaid Services
→
Internal Revenue Service → U.S. Department of Labor → |
| excludes |
certain church-related organizations
→
federal government health plans → |
| fullName |
Consolidated Omnibus Budget Reconciliation Act
→
|
| givesRightTo |
elect continuation of group health coverage
→
|
| jurisdiction |
federal
→
|
| legalArea |
employee benefits law
→
health law → labor law → |
| provides |
temporary continuation of group health insurance coverage
→
|
| purpose |
to allow workers and their families to continue group health coverage after qualifying events
→
|
| qualifyingEvent |
a dependent child losing dependent status under plan rules
→
death of the covered employee → divorce or legal separation from the covered employee → job loss → reduction in hours of employment → transition between jobs → |
| regulates |
continuation of group health insurance coverage
→
|
| requires |
employers to offer continuation coverage after qualifying events
→
plan administrators to provide COBRA election notices → |
| sector |
health insurance
→
|
| subjectMatter |
employee benefits
→
health coverage continuation → |
Referenced by (2)
| Subject (surface form when different) | Predicate |
|---|---|
|
Employee Benefits Security Administration
→
|
legalAuthority |
|
Consolidated Omnibus Budget Reconciliation Act of 1985
→
|
shortName |