CCPA
E1039781
CCPA is a U.S. federal law enacted in 1968 that regulates consumer credit practices and protects borrowers from unfair or abusive lending.
All labels observed (1)
| Label | Occurrences |
|---|---|
| CCPA canonical | 1 |
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf | United States federal law ⓘ |
| aimsTo |
prevent deceptive credit practices
ⓘ
promote informed use of consumer credit ⓘ |
| alsoKnownAs | Consumer Credit Protection Act of 1968 NERFINISHED ⓘ |
| appliesTo |
consumer leasing companies
ⓘ
credit card issuers ⓘ installment lenders ⓘ mortgage lenders ⓘ |
| containsTitle |
Consumer Leasing Act
NERFINISHED
ⓘ
Fair Credit Reporting Act NERFINISHED ⓘ Fair Debt Collection Practices Act NERFINISHED ⓘ Restrictions on Wage Garnishment ⓘ Truth in Lending Act NERFINISHED ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| enactedBy | United States Congress ⓘ |
| enactedInYear | 1968 ⓘ |
| enforcedBy |
Consumer Financial Protection Bureau
NERFINISHED
ⓘ
Federal Trade Commission NERFINISHED ⓘ federal banking regulators ⓘ |
| establishes |
disclosure requirements for consumer credit
ⓘ
limits on wage garnishment ⓘ requirements for consumer credit advertising ⓘ rules for fair debt collection ⓘ |
| fullName | Consumer Credit Protection Act NERFINISHED ⓘ |
| hasComponent |
Fair Credit Reporting provisions
ⓘ
Fair Debt Collection provisions ⓘ Truth in Lending provisions ⓘ Wage garnishment protections ⓘ |
| jurisdiction | federal ⓘ |
| language | English ⓘ |
| legalCitation |
15 U.S.C. § 1601 et seq.
ⓘ
Public Law 90-321 NERFINISHED ⓘ |
| primarySubject |
consumer credit
ⓘ
consumer protection ⓘ |
| protects |
borrowers
ⓘ
consumers ⓘ |
| provides |
civil liability for violations
ⓘ
rights to receive clear credit disclosures ⓘ statutory damages in certain cases ⓘ |
| purpose |
to protect borrowers from abusive lending practices
ⓘ
to protect borrowers from unfair lending practices ⓘ to regulate consumer credit practices ⓘ |
| region | United States of America NERFINISHED ⓘ |
| regulates |
consumer credit transactions
ⓘ
creditors ⓘ |
| scope | consumer credit transactions for personal, family, or household purposes ⓘ |
| sector | financial regulation ⓘ |
| signedBy | Lyndon B. Johnson ⓘ |
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.